Investment & Savings

A-Enrich20

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A-Enrich20

A savings plan that offers you guaranteed cash payments and increasing insurance cover to protect you against life's uncertainties while growing your wealth.

Coverage Period
Up to 75 years old
Eligible Age
14 days - 55 years old
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Benefits

Short premium payment term

You only need to pay for 20 years to enjoy coverage up to age 75.

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Short premium payment term

You only need to pay for 20 years to enjoy coverage up to age 75.

Guaranteed cash payments

Enjoy guaranteed annual cash payments from the fifth year of your policy until the plan ends. 

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Guaranteed cash payments

Enjoy guaranteed annual cash payments from the fifth year of your policy until the plan ends. 

Death benefit that increases

Offers a lump sum payment if you pass away. Your coverage amount increases annually starting from the eighth policy year.

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Death benefit that increases

Offers a lump sum payment if you pass away. Your coverage amount increases annually starting from the eighth policy year.

Total and permanent disability benefit that increases

Offers a lump sum payment if you suffer Total Permanent Disability (TPD). Your coverage amount increases annually from the 8th policy year.

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Total and permanent disability benefit that increases

Offers a lump sum payment if you suffer Total Permanent Disability (TPD). Your coverage amount increases annually from the 8th policy year.

Potential dividends

After your fifth policy year, you are entitled to receive any declared annual dividends. You may also receive a terminal dividend when your policy ends. 

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Potential dividends

After your fifth policy year, you are entitled to receive any declared annual dividends. You may also receive a terminal dividend when your policy ends. 

Funeral expense benefit

Your family will receive an additional 25% of your initial sum assured to help with funeral expenses. 

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Funeral expense benefit

Your family will receive an additional 25% of your initial sum assured to help with funeral expenses. 

Maturity benefit

Receive 120% of the sum assured as well as any accumulated guaranteed cash payments and dividends in a lump sum when your plan matures.

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Maturity benefit

Receive 120% of the sum assured as well as any accumulated guaranteed cash payments and dividends in a lump sum when your plan matures.

Terms & Conditions

1. This plan covers up to age 75.

2. Coverage for TPD is up to age 65.

3. Coverage for accidental death is up to age 70 while accidental TPD is up to age 65.

4. Current sum assured shall mean the sum total of the initial sum assured and additional sum assured.

5. Guaranteed Cash Payments are payable yearly starting from the end of 5th policy year until its maturity at age 75.

6. The premium rates of this plan is level and based on the age at issue date of the plan.

7. The premiums for this plan are guaranteed.

8. The premiums paid for this plan may qualify you for a personal tax relief , subject to the final decision of the Inland Revenue Board of Malaysia.

Member of PIDM

Protection by PIDM on benefits payable from the unit portion of this certificate / policy / product is subject to limitations. Please refer to PIDM’s TIPS Brochure or contact AIA or PIDM.
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Boost your coverage with these additional benefits

Enhance Your Financial Plan

A-PLUS ENRICH20
  • Exclusively designed to be attached to its base plan, A-Enrich20. It completes the features and benefits of its base plan by further enhancing the overall protection as well as savings of the entire package.
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Continuous Cover Without Interruption

A-PLUS WAIVER
  • This optional benefit ensures continuous premium payment if the insured is diagnosed with any one of the covered critical illness or undergoes a covered surgery.
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Protect Your Beloved Ones

A-PLUS PAYOR
  • Waive all future premium upon the payor's death / TPD until the child reaches age 25.
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Protect Your Child During Tough Times

A-PLUS PAYOR CI
  • Waive all future premium when the payor is diagnosed with any one of the covered critical illnesses until the child reaches age 25.
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