Skip to main content
  • EN
  • BM
  • Search
  • AIA Malaysia
  • Our Products
    • Life Protection
    • Medical Protection
    • Critical Illness Protection
    • Savings & Investment
    • Accident Protection
    • Property Solutions
    • Motor Insurance
    • Online Products
    • AIA Vitality
    • Employee Benefits
    • Commercial Insurance
  • AIA Vitality
    • How It Works
    • REWARDS & BENEFITS
    • Member’s Testimonial
    • Join AIA Vitality
  • What Matters
    • Health & Wellness
    • Finance & Insurance
    • Video Gallery
    • Mental Wellbeing
    • Health Statistics
  • About AIA
    • About AIA Bhd.
    • About AIA Public Takaful Bhd
    • About AIA General Berhad
    • About AIA Pension & Asset Management
    • Career Opportunities
    • Community & Partnerships
    • Media Centre
    • Events & Promotions
    • Customer Charter
  • Help & Support
    • Contact Us
    • Locate Us
    • Claims Process And Guides
    • Premium Payment
    • FAQ
    • Important Announcements
    • Form Library
    • How to Guides
  • My AIA
    • CUSTOMER LOGIN
    • CUSTOMER REGISTRATION
    • CORPORATE LOGIN
  • Investment-Linked Funds
AIA
  • Our Products

    Our Products

    Select from one of the categories on the right or click here for a recommendation based on your needs.

    Let us help you
    Investment-Linked Funds

    Get the latest updates on our funds and their performance.

    Click here to view AIA Investment Linked Funds Performance Report 2022

    For Individuals

    For Business

    • Life Protection

      Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
    • Medical Protection

      Avoid unforeseen medical expenses with AIA's medical insurance and takaful plans.
    • Critical Illness Protection

      Focus on your recovery and not your financial commitments when you have AIA's critical illness insurance or takaful plans.
    • Savings & Investment

      Stay protected while you secure your future with AIA's savings and investment plans.
    • Accident Protection

      Safeguard yourself from accidents with AIA's personal accident insurance plans.
    • Property Solutions

      Finance your dream property and ensure your household contents are well-protected.
    • Motor Insurance

      Get comprehensive protection for your motor vehicles.
    • Online Products

      Sign-up for our insurance and takaful plans online for immediate protection.
    • AIA Vitality

      AIA Vitality is the science-backed wellness programme that works with you and rewards you for the healthy choices you make. Find out more
    • Employee Benefits

      Secure your company's most important asset through our market-leading solutions.
    • Commercial Insurance

      Secure your business against mishaps and damages.
  • AIA Vitality

    AIA Vitality

    We support you in taking charge of your health.

    FIND OUT MORE
    • How It Works

      Discover how AIA Vitality motivates you to make healthy choices sustainably.
    • REWARDS & BENEFITS

      Find out what are the rewards and benefits that you can enjoy as an AIA Vitality member.
    • Member’s Testimonial

      Be inspired by the stories of our members 's journey with AIA Vitality
    • Join AIA Vitality

      Kickstart your journey towards better health today!
  • What Matters

    What Matters

    Guides and tips on the latest Health & Finance topics.

    VIEW ALL IN WHAT MATTERS
    • Health & Wellness

      Wholesome & healthy living starts today.
    • Finance & Insurance

      Discover our wide range of insurance and finance topics
    • Video Gallery

      Short videos on the latest Health & Finance topics.
    • Mental Wellbeing

      Start taking care of your mental health today.

    • Health Statistics

      Learn more about the current health statistic.
  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Read More
    • About AIA Bhd.

      Who we are, what we do, our vision and awards.

    • About AIA Public Takaful Bhd

      Who we are, what we do, our vision and awards.
    • About AIA General Berhad

      Who we are, what we do, our vision and awards.

    • About AIA Pension & Asset Management

      Who we are, what we do, our vision and awards.

    • Career Opportunities

      Interested to join our AIA family? Look for a role that suits you.

    • Community & Partnerships

      Giving back to the community is important to us.

    • Media Centre

      Financials, press releases and other info about AIA.
    • Events & Promotions

      Events & Promotions

    • Customer Charter

      Our Commitment to our Customers

  • Help & Support

    Help & Support

    We strive to assist you with any inquiries you might have with a high touch customer service experience.

    Contact AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now.

    • Locate Us

      Find us and our panel healthcare partners on Google Map
    • Claims Process And Guides

      Find Claims related information and guides here.
    • Premium Payment

      Find information and guides on how to pay premiums here.
    • FAQ

      Have a question? You may find the answer here.

    • Important Announcements

      Useful information for our customers
    • Form Library

      Need a form? Check our form library.
    • How to Guides

      Learn how to perform self serve transaction online at My AIA Portal.

  • My AIA

    My AIA

    Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

    Download My AIA
    Download My AIA
    Download My AIA
    Download My AIA
    • individual
      CUSTOMER PORTAL

      Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

      Register Login

    • corporate
      CORPORATE PORTAL

      For HR personnel and Intermediaries to manage the company's employee benefits portfolio effectively.

      Login

  • Language Select
    • EN
    • BM
  • Search
  • Contact Us
    • Contact Us

      Operating hours :
      Monday - Thursday : 8.30am - 5.30pm
      Friday : 8.30am - 4.30pm
    • AIA BHD.
    • AIA PUBLIC TAKAFUL BHD.
    • AIA General Berhad
    • AIA Roadside Assist
Online Products
Prev | Next
Back to Top

  • {{title}}

    {{label}}

    • AIA Med Basic

    Online Products

    Coverage Period

    YEARLY RENEWABLE UP TO 70 YEARS OLD

    Entry Age

    16 - 55 YEARS OLD

    You can sign-up via

    Online

    what this product is about

    AIA Med Basic provides you with coverage for medical treatment and hospitalisation at an affordable price. This plan is suitable for you if you are looking for basic medical coverage. You can purchase AIA Med Basic directly online and be protected immediately.

    This plan is only available for Malaysian citizens residing in Malaysia.

    This plan is commission-free and no intermediaries are involved in the sales or marketing of AIA Med Basic.

    Please refer to the terms and conditions.

    It is important for you to know your coverage needs based on your financial budget before purchasing a policy. Click the Know Your Budget button to complete a simple assessment.

    Click here for the takaful version of this product
    Know Your Budget & Coverage Needs
    • Share Share
    • Faq Faq
    • Product Documents Product Documents

    WHAT DOES IT PROVIDE?

    • Hospital Room and board benefit
      Hospital Room and board benefit

      Reimbursement up to RM100 per day for your room and board for a maximum of 120 days per year.

    • Annual and lifetime limit
      Annual and lifetime limit

      The maximum eligible medical expenses payable by us is RM20,000 annually, subject to RM80,000 per lifetime.

    • Intensive care unit coverage
      Intensive care unit coverage

      Reimbursement for daily cost of intensive care up to the annual limit of your plan for a maximum of 120 days per year.

    • In-hospital related fees
      In-hospital related fees

      Reimbursement up to the annual and lifetime limits for in-hospital related fees, such as hospital supplies and services, surgical fees and operating theatre fees.

    • RM300 Deductible
      RM300 Deductible

      You have to pay the first RM300 out of the eligible expenses for Any One Disablility*, and we will pay for the rest of the eligible expenses.

       

      *Please refer to the Terms and Conditions below.

    Insurance Lingo Explained

    What does deductible mean?

    Deductible is a fixed amount you have to pay for the medical expenses incurred as cost sharing. You have to pay the first RM300 out of the eligible expenses for any one disability, and we will pay for the rest of the eligible expenses.

    What does lifetime limit mean?

    This is the maximum claimable amount throughout your life time, which you may normally find in a medical insurance.

    What does annual limit mean?

    This is the maximum amount an insurance company will pay in a year for a medical insurance.

    THE TERMS AND CONDITIONS AT A GLANCE
    THE TERMS AND CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • AIA shall only pay the eligible medical expenses up to an amount we consider is reasonable and customary, provided that the medical care is medically necessary.
    • This plan does not cover pre and post hospitalization and outpatient treatment.
    • Total benefits payable for medical treatment are subject to your Annual Limit and Lifetime Limit.
    • There is a deductible of RM300 for any one disability. "Any One Disability" means that if two or more Confinements are due to the same or related disability, or any complications arising from it, such confinements shall be regarded as one confinement if each of them is not separated by more than 90 days from the discharged date.
    • You are covered worldwide but subject to maximum of 90 days protection if you are traveling outside Malaysia.
    • The premium payable will increase depending on your attained age when the premium is due. 
    • The premiums for this plan is not guaranteed and AIA reserves the right to revise the premium by giving you 30 days written notice.
    • The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
    • You will have to serve a waiting period before you can make any claims under this plan. Different waiting periods shall apply for different illnesses. 

    AIA Bhd. (790895-D) is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.

    Our Products
    Life Protection
    Medical Protection
    Critical Illness Protection
    Savings & Investment
    Accident Protection
    Property Solution
    Motor Insurance
    Online Products
    Our Products
    Life Protection
    Medical Protection
    Critical Illness Protection
    Savings & Investment
    Accident Protection
    Property Solution
    Motor Insurance
    Online Products

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    What matters
    Health & Wellness
    Finance & Insurance
    Video Gallery
    Mental Wellbeing
    Health Statistics
    About Us
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    About AIA Pension and Asset Management Sdn. Bhd. 
    Careers
    Community & Partnership
    Events & Promotions
    Sitemap
    Help & Support
    Contact Us
    FAQ
    Important Announcement
    Form Library
    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
    What matters
    Health & Wellness
    Finance & Insurance
    Video Gallery
    Mental Wellbeing
    Health Statistics
    ABOUT US
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    About AIA Pension and Asset Management Sdn. Bhd. 
    Careers
    Community & Partnership
    Events & Promotions
    Sitemap

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    Help & Support
    Contact Us
    FAQ
    Important Announcement
    Form Library
    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Roadside Assist
    1-800-88-8733
    www.aia.com.my/roadsideAssist
    Copyright © 2023 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad 201001040438 (924363-W) AIA Pension and Asset Management Sdn. Bhd. 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
    Terms of Use | Privacy Statement | Code of Conduct | Sitemap