Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
AIA Med Basic
You can sign-up via
AIA Med Basic provides you with coverage for medical treatment and hospitalisation at an affordable price. This plan is suitable for you if you are looking for basic medical coverage. You can purchase AIA Med Basic directly online and be protected immediately.
This plan is only available for Malaysian citizens residing in Malaysia.
This plan is commission-free and no intermediaries are involved in the sales or marketing of AIA Med Basic.
Please refer to the terms and conditions.
It is important for you to know your coverage needs based on your financial budget before purchasing a policy. Click the Know Your Budget button to complete a simple assessment.
Reimbursement up to RM100 per day for your room and board for a maximum of 120 days per year.
The maximum eligible medical expenses payable by us is RM20,000 annually, subject to RM80,000 per lifetime.
Reimbursement for daily cost of intensive care up to the annual limit of your plan for a maximum of 120 days per year.
Reimbursement up to the annual and lifetime limits for in-hospital related fees, such as hospital supplies and services, surgical fees and operating theatre fees.
You have to pay the first RM300 out of the eligible expenses for Any One Disablility*, and we will pay for the rest of the eligible expenses.
*Please refer to the Terms and Conditions below.
What does deductible mean?
Deductible is a fixed amount you have to pay for the medical expenses incurred as cost sharing. You have to pay the first RM300 out of the eligible expenses for any one disability, and we will pay for the rest of the eligible expenses.
What does lifetime limit mean?
This is the maximum claimable amount throughout your life time, which you may normally find in a medical insurance.
What does annual limit mean?
This is the maximum amount an insurance company will pay in a year for a medical insurance.
AIA Bhd. (790895-D) is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.