Life Protection
Protect your loved ones’ future from life’s uncertainties.
A‑Plus HospitalIncome & A‑Plus HospitalIncome Extra
Medical Protection
Coverage Period
Up to 100 years old
Entry Age
14 Days-65 YEARS old
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
You don't want to worry about the loss of your income while you're hospitalised.
A-Plus HospitalIncome and A-Plus HospitalIncome Extra enhance your traditional life and investment-linked plans, respectively, by providing you with a daily income while hospitalised due to illness or injury.
WHAT DOES IT PROVIDE?
-
365-day Income Cover
If you're hospitalised, A-Plus HospitalIncome will give you a fixed daily income for up to 365 days so you don’t have to worry about your financial situation while you're out of action.
-
1,000-day Income Cover
With A-Plus HospitalIncome Extra, you stand to receive a fixed daily income to cover your hospital stay for up to 1,000 days if your admission is due to a disability.
-
Choice of Income Protection Level
You have the freedom to choose from various daily income levels so you have one that best suits your financial commitments.
-
Intensive Care Benefit
With A-Plus HospitalIncome Extra, you will receive three times your daily income benefit if you require treatment in the intensive care unit.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
THE TERMS & CONDITIONS AT A GLANCE
- A-Plus HospitalIncome offers coverage up to age 70 while A-Plus HospitalIncome Extra covers up to age 100.
- The premium (if attached to a Traditional Life basic plan) / cost of insurance (if attached to a regular premium Investment-Linked Insurance Plan) will increase as your age increases.
- The premiums/ cost of insurance for these plans are not guaranteed and AIA reserves the right to revise the premium/ cost of insurance by giving you 3 months written notice.
- The premiums paid for these plans may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
- Goods and Services Tax will be chargeable at the prevailing rate on the premium payable / cost of insurance for the plans, if attached to your policy.
- You will have to serve a waiting period before you can make any claims under these plans. Different waiting period shall apply for different benefits.