Quality Healthcare Made Accessible To You

Our comprehensive medical insurance and takaful plans ensure you can receive quality healthcare, while protecting you against the rising medical costs.

With AIA Vitality integrated into our medical plans, we go beyond protection when you’re unwell. We reward you when you make healthy choices – enjoy additional health coverage, lifestyle benefits when you make healthier choices.

Why Having a Medical Plan is Important

Frequently Asked Questions

Everyone can benefit from having a medical insurance / takaful plan — and it’s best to start when you’re young and eligible.

At AIA, our medical insurance / takaful plans are available for life insureds from as early as pregnancy (13 weeks gestation for pre-natal) up to 70 years old, with coverage that lasts up to 100 years old.

Employer-provided medical coverage is a good start, but it may not be enough to cover your personal healthcare needs because:

  • Coverage is usually basic (lower annual limits, limited benefits, restricted panel)
  • Coverage ends when you leave the company, change jobs, or retire
  • Coverage terms and limits are determined by the employer and may result in out-of-pocket expenses due to co-insurance, deductibles, non-panel hospital use, depending on the scope of the employer's plan

Having your own individual medical insurance / takaful medical plan gives you continuous protection, control over benefit limits, riders, and helps safeguard your savings against rising medical costs.

If you need help comparing options, we can connect you to our AIA Life Planner to assist you further.

It depends on the type of medical coverage you need and your personal healthcare priorities. Here are some key factors to consider:

  • Your healthcare needs
  • Coverage and benefits
  • Annual and lifetime limits
  • Cost-sharing features

If you need help choosing a plan that fits your needs and budget, we can connect you to our AIA Life Planner to assist you further.

Eligibility for a medical insurance / takaful plan is assessed based on several factors, including your age, current health condition, medical history, lifestyle, and occupation. We use this information to determine your coverage options, required disclosures, and whether any exclusions or waiting periods may apply.

If you are unsure about your eligibility or what documents you need,we can connect you to our AIA Life Planner for guidance on your eligibility.

Our medical plan not only protects you when you're unwell, but with AIA Vitality integrated into our medical plans, we reward you when you make healthy choices! You can enjoy additional health coverage, lifestyle benefits and potential savings on your premiums.

This is subject to selected plans' eligibility.

We can connect you to our AIA Life Planner or call us on 1300-88-1899.

Read here to have your questions answered on life insurance/ takaful plans.

Promotions & Offers

We offer exclusive promotions and tailored plans to help you stay financially secure through life’s most critical moments. Whether you're just starting out or supporting a family, there's a plan designed for your needs. Explore our offers today or speak to an AIA Life Planner to find the right coverage for you.

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