- Overview
- Benefits
- FAQ
- Terms & Conditions
Benefits
Health Wallet
Receive RM2,500 in No-Claim Bonus annually when no claims are made, or RM1,000 in Preferred Panel Bonus when treatment is sought at SMART Panel Providers.
AIA Vitality Healthy Retirement Bonus
You can transfer your Health Wallet amount into your policy from age 60 or rider year 10, whichever is later, to support your protection in the later years.
A-Plus
Health360
Your 360° Health Partner.
More Than Just a Cover.
Hospitalisation Care Benefit
Receive up to RM1,000 when admitted to SMART Panel Hospitals, or up to RM500 at other hospitals, based on your AIA Vitality status.
Access to AIA Panel Clinics and Telemedicine
Covers visits to AIA Panel Clinics and provides telemedicine access via Digital Health Services on the AIA+ app. Covers up to RM50 per visit for consultations, treatment, and medication, available up to three times per year through the Health Wallet.
Health Rewards with AIA Vitality
Unlock additional Health Rewards when you sign up for AIA Vitality together with A-Plus Health360.
Up to
RM 1,000
in Hospitalisation
Care Benefits
Up to
+100%
Room & Board Upgrade
Up to
+10%
annual Health
Wallet Booster
Up to
RM 1,000
Healthy Retirement Bonus into policy's account value
Up to
RM 1,000
in Hospitalisation Care Benefits
Up to
+100%
Room & Board Upgrade
Up to
+10%
annual Health Wallet Booster
Up to
RM 1,000
Healthy Retirement Bonus into policy's account value
Benefits are subject to your AIA Vitality Status and plan's eligibility.
Frequently Asked Questions
A-Plus Health360 is a comprehensive medical insurance rider designed not only to cover hospitalisation and medical expenses, but also supports your long-term health journey. It includes hospitalisation coverage, primary care services through AIA panel clinics and telemedicines (via digital health services in AIA+ app), and additional wellness benefits through Health Wallet. Through AIA Vitality, you can also enjoy rewards for staying healthy, including support such as extra cash benefits when admitted to a hospital after maintaining healthy lifestyle habits. This is not just a plan that supports you when you are hospitalised, but a holistic medical protection plan that also rewards your healthy lifestyle over the long term.
A-Plus Health360 is suitable for individuals and families seeking comprehensive long-term medical protection, especially those who want to take a proactive approach to their health. It’s ideal for parents planning early healthcare coverage for their children, as well as anyone who values living a healthy lifestyle — with the added benefit that AIA rewards you for staying healthy, not just when you need medical care. Available for individuals aged 14 days to 70 years old, it also includes coverage options for pre-born children.
Whether you prefer lower or higher out-of-pocket expenses, choose from deductibles of RM500, RM1,000 or RM3,000 per rider year to suit your needs.
Health Wallet is a special savings pocket under A-Plus Health360. You are not required to put money into Health Wallet, A-Plus Health360 automatically fills it for you when you meet certain criteria. You may then utilise the Health Wallet to complement your healthcare journey with benefits.
You may use Health Wallet for Preventive and Primary Care Benefit, or to elevate your medical coverage.
- Preventive and Primary Care Benefit
- Special Care Benefit
- Recovery and Support Benefit
- Mental Health Benefit
- Protect Boost
A typical medical card mainly helps cover hospitalisation and medical treatment expenses, subject to policy terms and limits. A-Plus Health360 goes beyond that by not only providing comprehensive medical coverage, but also rewarding you for staying healthy. When you maintain healthy lifestyle habits, you will be entitled to additional benefits under Health Wallet and Health Rewards.
Securing medical coverage early helps provide protection against unexpected healthcare expenses from a young age. A-Plus Health360 offers coverage for eligible newborns and even pre-born children, allowing parents to plan ahead and support their child’s long-term healthcare needs.
Comprehensive medical insurance helps protect against rising healthcare costs and provides financial support during unexpected medical situations. A-Plus Health360 supports long-term healthcare planning by offering flexible coverage period options up to age 100 (subject to the basic policy having sufficient account value to cover the rider’s cost of insurance and other policy fees and charges), comprehensive medical benefits, and wellness-focused features that encourage preventive care.
Terms & Conditions
- The information above is not exhaustive. It is recommended that you request for a copy of the Product / Sales Illustration, Product Disclosure Sheet and Fund Fact Sheet (if applicable) to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.
- AIA Vitality is a program that supports and rewards its members for making healthier choices every day and is offered by AIA Health Services Sdn. Bhd. (199601016211 (388561-T)). Please visit https://www.aia.com.my/en/aia-vitality.html for further information.
Share
