Life Protection

AIA Starter Plan

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AIA Starter Plan

Suitable if you are new to life insurance or are looking for basic insurance coverage. This plan is offered in support of the Perlindungan Tenang initiative.

Coverage Period
1 year
Eligible Age
16 - 55 years old
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Benefits

Death benefit

Provides your loved ones with a lump sum payment when you pass away.

1 of 2
Death benefit

Provides your loved ones with a lump sum payment when you pass away.

Flexibity in coverage amount

Choose your coverage, from RM10,000 to RM30,000.

2 of 2
Flexibity in coverage amount

Choose your coverage, from RM10,000 to RM30,000.

Frequently Asked Questions

AIA Starter Plan is a term life plan which covers death for one (1) year.

This plan is commission-free and no intermediaries are involved in the sales or marketing of AIA Starter Plan.

This plan is available to individuals aged 16 to 55.

The amount of coverage you need depends on your affordability, current financial obligations and the future financial needs of your family. You can calculate your estimated protection needs by clicking on the “Know Your Budget” button here.

Benefit Coverage Amount*
Death RM 10,000
RM 15,000
RM 20,000
RM 25,000
RM 30,000

* Subject to a maximum of RM30,000 per life, per product.

If you pass away during the policy’s term, your loved ones will receive 100% of the coverage amount.

Note: For more information about claims or nomination, please refer to the Claims FAQ or Nomination FAQ.

Read the FAQ to learn more about AIA Starter Plan

Terms & Conditions

  • The premium for this plan is guaranteed throughout the one (1) year term.
  • The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
  • Please note that premiums paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.

Member of PIDM

Protection by PIDM on benefits payable from the unit portion of this certificate / policy / product is subject to limitations. Please refer to PIDM’s TIPS Brochure or contact AIA or PIDM. 
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