Leadership Team

Ir. Dr. Muhamad Fuad Abdullah has dual academic qualifications in engineering as well as in Islamic studies. He obtained his Bachelor and Master of Philosophy Degrees in Electrical Engineering from Southampton University, England in 1977 and 1982, respectively. He then completed his Bachelor of Arts (Shariah) Degree at Jordan University in 1994. His highest academic qualification is PhD. in Muslim Civilisation awarded in 1996 by Aberdeen University in Scotland.

Dr. Muhamad Fuad plays an active role in the academic world. He had served as an adjunct professor/lecturer at several local universities including Universiti Teknologi Petronas, Universiti Pertanian Malaysia and Universiti Teknikal Malaysia Melaka; as an Industry Advisory Panel of Electrical Engineering Programmes at Universiti Teknologi Mara, Multimedia University and Universiti Tenaga Nasional; and had served from 2007 to 2010 as a member of the Board of Studies of the International Islamic University Malaysia Bachelor Program in Fiqh & Usul Fiqh. He was the Chief Executive of The Netherlands Maritime Institute of Technology in Johor Bahru in 2019. Presently, he is a member of the Board of Directors of Universiti Sains Islam Malaysia and Universiti Tun Abd Razak Sdn Bhd.

Dr. Muhamad Fuad has held a number of board directorships including those of Institut Kefahaman Islam Malaysia, MIDF Berhad, MIDF Property Berhad, Sime Darby Berhad, Sime Darby Property Berhad and Island & Peninsular Bhd. He is currently the Chairman of Gagasan Nadi Cergas Bhd and a board member of PNB Commercial Sdn Bhd.

Dr. Muhamad Fuad is currently the Chairman of the Shariah Supervisory Council of Bank Islam Malaysia Berhad and the Chairman of the Shariah Advisory Committee of BIMB Securities Sdn Bhd. He had served as the Chairman of the Shariah Committees of MIDF Bhd and MNRB Retakaful Sdn Bhd and was a member of the Shariah Committee of MNRB Holdings Berhad.

YM Engku Ahmad Fadzil YM Engku Ali obtained his bachelor’s degree in Law followed by a second degree in Law (Shariah) from the International Islamic University Malaysia in 1993 and 1994 respectively. He then completed his Masters in Islamic Judiciary from Jordan University in 2000.

He was admitted as an advocate and solicitor at High Court of Malaya in 1995. He was also a lecturer at International Islamic University Malaysia from 1994 until 2014 where he taught Law of Successions, Islamic Jurisprudence and Islamic Criminal Laws. Previously, YM Engku Ahmad Fadzil YM Engku Ali was a member of the fatwa research panel of Jabatan Mufti Kerajaan Negeri Sembilan and a Senior Fellow at the Institut Kajian Strategik Islam Malaysia.

YM Engku Ahmad Fadzil YM Engku Ali is also currently qualified to deliver Islamic teachings in Negeri Sembilan, Sarawak, Selangor, Penang and Federal Territory of Kuala Lumpur.

Previously, YM Engku Ahmad Fadzil YM Engku Ali served Bank Muamalat Malaysia Berhad as its Shariah Committee Member. YM Engku Ahmad Fadzil YM Engku Ali is currently a Shariah Committee member for Bank Pertanian Malaysia Berhad (Agrobank) and Public Islamic Bank Berhad. He is also a director at Tijarah Hati Murni Sdn Bhd.

Encik Khairil Anuar obtained his Diploma in Business Studies from Universiti Teknologi Mara (UiTM) in 1983. He then obtained his Bachelor of Science (Business Administration) and his Master in Business Administration from St. Louis University, Missouri, USA in 1986 and 1987 respectively.

Encik Khairil Anuar had served in numerous positions across numbers of departments and divisions in HSBC Bank Malaysia Berhad where his last position in HSBC Bank Malaysia Berhad was the Manager, Islamic Banking Division. Subsequently, he served as Head, Islamic Banking Division in Bank Simpanan Nasional, Malaysia before pursuing his career in Middle East.

During his tenure in Middle East, he had been entrusted to hold several senior key positions namely Vice President, Head of Marketing in Emirates Islamic Bank, Dubai, Head of Retail Business in Badr Al-Islamic, Dubai and Senior Vice President, Head of Structuring, Product and Business Performance, Wholesale Banking Group Al Hilal Bank in Abu Dhabi, United Arab Emirates.

Among his expertise are product development for asset, liability, trade and cash management and complex Islamic finance transactions structuring including sukuk and syndications. Additionally, Encik Khairil Anuar possesses an abundance of experience in strategic planning and marketing which entitles him to a vast knowledge and exposure towards subject matters related to Islamic finance industry.

Encik Khairil Anuar is currently the Principal and Co-Founder of Masryef Management House, a boutique Islamic Finance Consulting Firm (the Firm) since 2019, providing services and consultation in relation to advisory, governance, product development, review and audit.

Shabnam Mohamad Mokhtar obtained her bachelor’s degree in Accountancy from Universiti Putra Malaysia in 2001. She then achieved her Master of Science in Accounting from University of Illinois in 2003. She has also earned several postgraduate certificates from Middlesex University, London in Mechanics of Fintech and A.I, Mechanics of Project Finance, and Mechanics of International Trade Finance. She secured her Certified Shariah Adviser & Auditor (CSAA) qualification from Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) in 2018.

Puan Shabnam served in International Shariah Research Academy (ISRA) where she spearheaded research for the Islamic capital market unit. Prior to that, she was a lecturer in Universiti Putra Malaysia where she taught Bank Management, Financial Management and Islamic Financial Management to name a few.

Currently, she serves as the Managing Director of SHAPE® Knowledge Services (M) Sdn Bhd. She has been with the SHAPE Group since 2010. Besides developing novel Islamic Finance products in different markets, Shabnam manages strategic and business plan formulation for clients launching Islamic operations. She also structures and delivers customised trainings for clients covering full spectrum of Islamic Finance activities. With a global clientele experience, Shabnam brings implementation knowledge taking into account the business context, regulation and Shariah views in different markets.

Shabnam was appointed as the Securities Commission – Oxford Centre for Islamic Studies Islamic Finance Visiting Fellow for 2021/2022. She is interested in multi-disciplinary research especially in the area of impact investing, sustainability, innovation and technology. At Oxford, she focused on Blue Economy, Impact Investing and lessons for Islamic Finance.

Puan Shabnam Mohamad Mokhtar is currently a Shariah Committee member of RHB Islamic Bank Berhad. Previously, she served as a Syariah Advisory Panel of Malaysian Rating Corporation from 2010 to 2014.

Professor Dr. Muhamad Rahimi Osman obtained his bachelor’s degree in Shariah from University of Malaya in 1987. He then completed his Master of Islamic Economics from University of Yarmouk, Jordan in 1996. His highest academic qualification is Ph.D in Islamic Banking awarded by International Islamic University Malaysia in 2008.

Professor Dr. Muhamad Rahimi Osman started his career as a lecturer in Centre for Islamic Education, Institut Teknologi MARA in 1988. Currently, he is a Professor at the Academy of Contemporary Islamic Studies (ACIS), Universiti Teknologi MARA (UiTM). His teaching experience are on subjects like Islamic Law of Transactions, Islamic Financial Legal Framework, Islamic Banking and Securities Law and Islamic Financial Regulatory and Governance. In addition to the teaching, he was appointed to several administration posts such as Deputy Director, Centre for Islamic Thought and Understanding (CITU), Director of the Zakat Research Institute of Malaysia (IKaZ), Deputy Dean and Dean of the Academy of Contemporary Islamic Studies (ACIS), UiTM. He also served as a member of the Curriculum Review Committee for Muamalat, Takaful, Islamic Banking and Finance of the Ministry of Higher Education Malaysia, member of the Senate University and Chairman of the Dean Council of Islamic Studies, Higher Learning Institutions of Malaysia.

Professor Dr. Muhamad Rahimi Osman has written books and presented papers at national and international seminars. His articles have also been published in local and international journals. Additionally, he conducted several research and obtained grants from various organisations such as Fundamental Research Grant Scheme (FRGS). Other than that, he also supervises Masters and Ph.D students.

Professor Dr. Muhamad Rahimi Osman is currently the Shariah Advisor of Philip Capital Sdn Bhd and a Shariah Committee member at Alliance Islamic Bank. He was previously the Chairman of Shariah Committee at Co-opbank Pertama and Chairman of Shariah Committee at Syarikat Takaful Malaysia Berhad. He had also served as Shariah Committee member in various financial institutions namely Hong Leong Tokio Marine Takaful, Hong Leong Islamic Bank and Alliance Investment Bank Berhad.

Elmie was appointed to lead AIA’s Family Takaful business in 2015. His key responsibilities are to develop the Family Takaful business, drive product innovation and increase the Takaful penetration rate in the Bumi segment by leveraging AIA and Public Bank Berhad’s leadership positions and established infrastructure and distribution networks.

Yuet Ping leads the Takaful Finance team that is responsible for treasury and reconciliations, finance and general ledger operations, financial reporting, as well as financial control and investment.

Chong Terng leads the Takaful Actuarial team that is responsible for the Company’s financial resiliency, to ensure that there are adequate financial safeguards in place to manage key emerging risks to the financial condition and capital adequacy of the Company.

Reena Sari leads the Business, Outsourcing Governance and Shariah team that is responsible to provide strategic direction and strong oversight for outsourced functions within Operations, Technology, Legal and Company Secretarial units as well as functional oversight on Shariah in delivering business value with speed and quality, whilst achieving industry-leading operational efficiency in order to create higher value, improve service quality and customer satisfaction.

Yeun Tsuey leads the Customer Propositions Marketing team in developing the right solutions for AIA’s Family Takaful business. She is responsible for end-to-end product development; from planning, strategising, developing and marketing of the product solutions via various distribution channels.

Faisal leads the Takaful Compliance team and has the primary responsibility of monitoring, overseeing and managing compliance risks within the Company, whilst ensuring the controls are adequate and operating as intended.

Sharizad leads the Strategy & Distribution Management team where she spearheads the implementation of the company’s strategic planning initiatives. Her responsibilities encompass identifying and fostering sustainable business growth opportunities across all distribution channels.