Investment & Savings

A-Life Promise

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A-Life Promise

A-Life Promise is an investment-linked plan that helps parents build long-term savings to support their children’s financial needs as they grow and begin their life journey.

Coverage Period
Up to 60 years old
Eligible Age
14 days - 15 years old
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Benefits

Get your child well protected

Your child gets death, total and permanent disability (TPD) & accidental death coverage up to age 60. At age 25, coverage DOUBLES automatically with AutoGrowth Benefit—no medical underwriting needed.

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Get your child well protected

Your child gets death, total and permanent disability (TPD) & accidental death coverage up to age 60. At age 25, coverage DOUBLES automatically with AutoGrowth Benefit—no medical underwriting needed.

Loyalty Bonus

Enjoy a Loyalty Bonus credited to your Bonus Account at the end of the 5th policy year and every subsequent 5 policy years thereafter until maturity, depending on your premium payment term.

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Loyalty Bonus

Enjoy a Loyalty Bonus credited to your Bonus Account at the end of the 5th policy year and every subsequent 5 policy years thereafter until maturity, depending on your premium payment term.

Loyalty Booster

Enjoy a Loyalty Booster credited into your Bonus Account at the end of the 20th policy year, depending on your premium payment term.

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Loyalty Booster

Enjoy a Loyalty Booster credited into your Bonus Account at the end of the 20th policy year, depending on your premium payment term.

The best protection starts from you as a parent

A-Life Promise protects you while you protect your child. If you pass away in an accident before your child turns 25, 100% of the Parent Accidental Death Benefit coverage will be credited to the Bonus Account. 

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The best protection starts from you as a parent

A-Life Promise protects you while you protect your child. If you pass away in an accident before your child turns 25, 100% of the Parent Accidental Death Benefit coverage will be credited to the Bonus Account. 

Great investment opportunity

Up to 21 AIA Investment Funds, ranging from high to low risk, across both local and international markets that are managed by professional and well-known fund managers. 

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Great investment opportunity

Up to 21 AIA Investment Funds, ranging from high to low risk, across both local and international markets that are managed by professional and well-known fund managers. 

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AIA Vitality Benefit: Vitality Bonus

Sign up for AIA Vitality and get yourself protected with A-Plus Parent Term (APPT). Your child’s policy may earn a Vitality Bonus up to 50% of the APPT cost of insurance, based on your AIA Vitality Status, until you child reaches age 25. The bonus is credited to the Bonus Account and invested—supporting a healthier and stronger financial future.

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Terms & Conditions

  1. The information above is not exhaustive. It is recommended that you request for a copy of the Product / Sales Illustration, Product Disclosure Sheet and Fund Fact Sheet (if applicable) to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.
  2. AIA Vitality is a program that supports and rewards its members for making healthier choices every day and is offered by AIA Health Services Sdn. Bhd. (199601016211 (388561-T)). Please visit this page for further information.

 

Member of PIDM

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact AIA or PIDM.
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Boost your coverage with these additional benefits

Extra Life & TPD Coverage for Parents

A-PLUS PARENT TERM
AIA Vitality
  • Provides coverage in the event of the parent’s passing or TPD.
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Comprehensive Juvenile-specific Critical Illness Coverage

A-PLUS JUNIOR CRITICALCARE
  • Covers early-stage diagnosis of juvenile-specific critical illnesses for your child
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Continuous Cover Without Interruption

A-PLUS WAIVER
  • Ensures continuous premium payment if insured is diagnosed with any covered critical illness or undergoes a covered surgery.
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Provide Financial Security to Loved Ones

A-PLUS PARENT WAIVER
  • Ensures continuous premium payment upon the parent's death / TPD, diagnosed with any one of the covered critical illness or undergoes a covered surgery.
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