- Overview
- Benefits
- Terms & Conditions
- Additional Protection
Benefits
AIA Vitality Benefit: Vitality Bonus
Sign up for AIA Vitality and get yourself protected with A-Plus Parent Term (APPT). Your child’s policy may earn a Vitality Bonus up to 50% of the APPT cost of insurance, based on your AIA Vitality Status, until you child reaches age 25. The bonus is credited to the Bonus Account and invested—supporting a healthier and stronger financial future.
Frequently Asked Questions
A-Life Promise is an investment-linked insurance plan designed to help parents build long-term savings while providing protection for their child. It supports your child’s future financial needs with insurance coverage and investment opportunities that can grow over time.
A-Life Promise helps you prepare financially for your child’s future by combining protection and savings in one plan. It provides insurance coverage during your child’s growing years while giving you the opportunity to accumulate funds that can be used for future goals such as education, career development, or other life milestones.
Key benefits of A-Life Promise include death, Total and Permanent Disability (TPD), and accidental death coverage for your child, automatic enhancement of coverage through the AutoGrowth Benefit, Loyalty Bonus and Loyalty Booster rewards, protection for parents through the Parent Accidental Death Benefit, and access to a range of professionally managed investment funds.
When your child reaches age 25, the coverage amount under A-Life Promise automatically doubles without requiring additional medical underwriting. This helps ensure your child has greater financial protection as they enter adulthood and take on more responsibilities.
As your child enters adulthood, the plan continues to provide protection up to age 60. At age 25, the AutoGrowth Benefit automatically doubles the coverage amount, giving your child enhanced protection without the need for a medical assessment.
A-Life Promise combines savings, investment opportunities, and insurance protection in one plan. It also includes unique features such as automatic coverage enhancement at age 25, loyalty rewards, and protection for parents, helping to provide more comprehensive financial support for your child's future.
A-Life Promise provides coverage for death, Total and Permanent Disability (TPD), and accidental death. These benefits help provide financial support for your child and family if an unexpected event occurs.
The plan is designed to help accumulate wealth through its investment-linked feature and bonus rewards over the long term. The value available at maturity depends on factors such as premium payments, loyalty rewards credited, investment funds performance, and any withdrawals made during the policy term.
The Loyalty Bonus is credited to your Bonus Account at the end of the 5th policy year and every subsequent 5 policy years thereafter, depending on the premium payment term selected. The Loyalty Booster is an additional reward credited at the end of the 20th policy year, helping to further grow your policy value over time.
Yes. Depending on your policy value and the policy term, you may be able to make partial withdrawals from the policy subject to any partial withdrawal charge. However, withdrawals may reduce the policy value and could affect future benefits or coverage.
Terms & Conditions
- The information above is not exhaustive. It is recommended that you request for a copy of the Product / Sales Illustration, Product Disclosure Sheet and Fund Fact Sheet (if applicable) to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.
- AIA Vitality is a program that supports and rewards its members for making healthier choices every day and is offered by AIA Health Services Sdn. Bhd. (199601016211 (388561-T)). Please visit this page for further information.
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