Investment & Savings

A-EnrichGold

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A-EnrichGold

This short-pay savings plan offers guaranteed cash payments and potential investment gains, allowing you to maximise the returns and help achieve your life goals.

Coverage Period
Up To 30 Years Term
Eligible Age
14 days - 65 years old
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Benefits

Choice of premium payment terms

Option to pay for 10 years for 25 years of protection, OR pay for 20 years for 30 years of protection.

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Choice of premium payment terms

Option to pay for 10 years for 25 years of protection, OR pay for 20 years for 30 years of protection.

Guaranteed cash payments that increases

You will receive a regular cash payment that increases throughout the term of your policy. 

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Guaranteed cash payments that increases

You will receive a regular cash payment that increases throughout the term of your policy. 

Guaranteed maturity value

Receive a lump sum payment of up to 150% of your coverage amount, depending on your plan.

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Guaranteed maturity value

Receive a lump sum payment of up to 150% of your coverage amount, depending on your plan.

Investment-linked funds to match your needs

Enjoy potential investment gains from a choice of four AIA investment-linked funds.

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Investment-linked funds to match your needs

Enjoy potential investment gains from a choice of four AIA investment-linked funds.

Flexibility in savings and investment

Top up your savings, withdraw cash or switch to another fund, depending on your changing needs.

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Flexibility in savings and investment

Top up your savings, withdraw cash or switch to another fund, depending on your changing needs.

Death benefit

Your family will receive a lump sum payment if you pass away within the policy term or double the amount if it's caused by an accident.

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Death benefit

Your family will receive a lump sum payment if you pass away within the policy term or double the amount if it's caused by an accident.

Total and Permanent Disability benefit

Receive a lump sum payment if you suffer total and permanent disability (TPD) or double the amount if it's caused by an accident.

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Total and Permanent Disability benefit

Receive a lump sum payment if you suffer total and permanent disability (TPD) or double the amount if it's caused by an accident.

Video

AIA Malaysia - Introducing AIA's EnrichGold

Terms & Conditions

1. Coverage for TPD is up to age 65.

2. Coverage for accidental death is up to age 70 while accidental TPD is up to age 65.

3. Guaranteed cash payment are payable starting from the end of 2nd policy year until maturity.

4. This plan covers up to 25 or 30 years, depending on the plan chosen.

5. The premium rates of this plan is level and based on the age at issue date of the plan.

6. The premiums for this plan are guaranteed.

7. You may switch your funds as you need and there will be no switching fee imposed.

8. Your policy account value is not guaranteed and fluctuates based on the performance of AIA Investment Fund. The potential risks in investing in the funds are borne solely by you.

9. The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

Member of PIDM

Protection by PIDM on benefits payable from the unit portion of this certificate / policy / product is subject to limitations. Please refer to PIDM’s TIPS Brochure or contact AIA or PIDM.
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Boost your coverage with these additional benefits

Continuous Cover Without Interruption

A-PLUS WAIVER
  • This optional benefit ensures continuous premium payment if the insured is diagnosed with any one of the covered critical illness or undergoes a covered surgery.
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Protect Your Beloved Ones

A-PLUS PAYOR
  • Waive all future premium upon the payor's death / TPD until the child reaches age 25.
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Protect Your Child During Tough Times

A-PLUS PAYOR CI
  • Waive all future premium when the payor is diagnosed with any one of the covered critical illnesses until the child reaches age 25.
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Learn More

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