Skip to main content
  • EN
  • BM
  • Search
  • AIA Malaysia
  • Our Products
    • Life Protection
    • Medical Protection
    • Critical Illness Protection
    • Savings & Investment
    • Accident Protection
    • Property Solutions
    • Motor Insurance
    • Online Products
    • AIA Vitality
    • Employee Benefits
    • Commercial Insurance
  • AIA Vitality
    • How It Works
    • REWARDS & BENEFITS
    • Member’s Testimonial
    • Join AIA Vitality
  • What Matters
    • Health & Wellness
    • Finance & Insurance
    • Video Gallery
    • Mental Wellbeing
    • Health Statistics
  • About AIA
    • About AIA Bhd.
    • About AIA Public Takaful Bhd
    • About AIA General Berhad
    • About AIA Pension & Asset Management
    • Career Opportunities
    • Community & Partnerships
    • Media Centre
    • Events & Promotions
    • Customer Charter
  • Help & Support
    • Contact Us
    • Locate Us
    • Claims Process And Guides
    • Premium Payment
    • FAQ
    • Important Announcements
    • Form Library
    • How to Guides
  • My AIA
    • CUSTOMER LOGIN
    • CUSTOMER REGISTRATION
    • CORPORATE LOGIN
  • Investment-Linked Funds
AIA
  • Our Products

    Our Products

    Select from one of the categories on the right or click here for a recommendation based on your needs.

    Let us help you
    Investment-Linked Funds

    Get the latest updates on our funds and their performance.

    Click here to view AIA Investment Linked Funds Performance Report 2021

    For Individuals

    For Business

    • Life Protection

      Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
    • Medical Protection

      Avoid unforeseen medical expenses with AIA's medical insurance and takaful plans.
    • Critical Illness Protection

      Focus on your recovery and not your financial commitments when you have AIA's critical illness insurance or takaful plans.
    • Savings & Investment

      Stay protected while you secure your future with AIA's savings and investment plans.
    • Accident Protection

      Safeguard yourself from accidents with AIA's personal accident insurance plans.
    • Property Solutions

      Finance your dream property and ensure your household contents are well-protected.
    • Motor Insurance

      Get comprehensive protection for your motor vehicles.
    • Online Products

      Sign-up for our insurance and takaful plans online for immediate protection.
    • AIA Vitality

      AIA Vitality is the science-backed wellness programme that works with you and rewards you for the healthy choices you make. Find out more
    • Employee Benefits

      Secure your company's most important asset through our market-leading solutions.
    • Commercial Insurance

      Secure your business against mishaps and damages.
  • AIA Vitality

    AIA Vitality

    We support you in taking charge of your health.

    FIND OUT MORE
    • How It Works

      Discover how AIA Vitality motivates you to make healthy choices sustainably.
    • REWARDS & BENEFITS

      Find out what are the rewards and benefits that you can enjoy as an AIA Vitality member.
    • Member’s Testimonial

      Be inspired by the stories of our members 's journey with AIA Vitality
    • Join AIA Vitality

      Kickstart your journey towards better health today!
  • What Matters

    What Matters

    Guides and tips on the latest Health & Finance topics.

    VIEW ALL IN WHAT MATTERS
    • Health & Wellness

      Wholesome & healthy living starts today.
    • Finance & Insurance

      Discover our wide range of insurance and finance topics
    • Video Gallery

      Short videos on the latest Health & Finance topics.
    • Mental Wellbeing

      Start taking care of your mental health today.

    • Health Statistics

      Learn more about the current health statistic.
  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Read More
    • About AIA Bhd.

      Who we are, what we do, our vision and awards.

    • About AIA Public Takaful Bhd

      Who we are, what we do, our vision and awards.
    • About AIA General Berhad

      Who we are, what we do, our vision and awards.

    • About AIA Pension & Asset Management

      Who we are, what we do, our vision and awards.

    • Career Opportunities

      Interested to join our AIA family? Look for a role that suits you.

    • Community & Partnerships

      Giving back to the community is important to us.

    • Media Centre

      Financials, press releases and other info about AIA.
    • Events & Promotions

      Events & Promotions

    • Customer Charter

      Our Commitment to our Customers

  • Help & Support

    Help & Support

    We strive to assist you with any inquiries you might have with a high touch customer service experience.

    Contact AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now.

    • Locate Us

      Find us and our panel healthcare partners on Google Map
    • Claims Process And Guides

      Find Claims related information and guides here.
    • Premium Payment

      Find information and guides on how to pay premiums here.
    • FAQ

      Have a question? You may find the answer here.

    • Important Announcements

      Useful information for our customers
    • Form Library

      Need a form? Check our form library.
    • How to Guides

      Learn how to perform self serve transaction online at My AIA Portal.

  • My AIA

    My AIA

    Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

    Download My AIA
    Download My AIA
    Download My AIA
    Download My AIA
    • individual
      CUSTOMER PORTAL

      Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

      Register Login

    • corporate
      CORPORATE PORTAL

      For HR personnel and Intermediaries to manage the company's employee benefits portfolio effectively.

      Login

  • Language Select
    • EN
    • BM
  • Search
  • Contact Us
    • Contact Us

      Operating hours during Ramadan :
      Monday - Friday: 8.30am - 4.30pm
    • AIA BHD.
    • AIA PUBLIC TAKAFUL BHD.
    • AIA General Berhad
    • AIA Roadside Assist
Savings & Investment
Prev | Next
Back to Top

  • {{title}}

    {{label}}

    • A-Enrich20

    Savings & Investment

    Coverage Period

    Up to 75 years old

    Entry Age

    14 DAYS - 55 YEARS OLD

    You can buy this via

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    Do you want to protect yourself against life's uncertainties and increase your wealth at the same time?

    A-Enrich20 is a savings plan that gives you guaranteed cash payments and increases your insurance cover. 

    • Product Brochure Product Brochure
    • SHARE SHARE

    WHAT DOES IT PROVIDE?

    • Limited Premium Payment Term
      Limited Premium Payment Term

      You only need to pay for this plan over 20 years to enjoy coverage up to age 75.

    • Guaranteed Cash Payments
      Guaranteed Cash Payments

      You will receive guaranteed annual cash payments from the fifth year of your policy until the plan ends. 

    • Increasing Death Benefit
      Increasing Death Benefit

      This plan provides your family with a lump sum payment if you pass away. The sum you are covered for increases annually beginning from the eighth policy year. 

    • Increasing Total and Permanent Disability Benefit
      Increasing Total and Permanent Disability Benefit

      You will receive a lump sum payment if you suffer total and permanent disability (TPD). The sum you are covered for increases annually, beginning from the eighth policy year. 

    • Enjoy Potential Dividends
      Enjoy Potential Dividends

      After your fifth policy year, you are entitled to receive any declared annual dividends. You may also receive a terminal dividend when your policy ends. 

    • Additional Death Benefit
      Additional Death Benefit

      Your family will receive twice the amount you are covered for if you pass away due to an accident. They will receive triple the amount if the accident happens on public bus or train, in a public building or an elevator.

    • Additional Disability Benefit
      Additional Disability Benefit

      You will receive double your sum assured if you suffer total and permanent disability caused by an accident. You will receive triple the amount if the accident happens on public bus or train, in a public building or an elevator.

    • Funeral Expense Benefit
      Funeral Expense Benefit

      When you pass away, your family will receive an additional 25% of your initial sum assured to help with funeral expenses. 

    • Maturity Benefit
      Maturity Benefit

      When your plan ends, you will receive 120% of the sum covered by this plan as well as any accumulated guaranteed cash payments and dividends. This will be paid to you as a lump sum. 

    Insurance Lingo Explained

    What does lump sum mean?

    This is a single, large claim payment.

    What does total & permanent disability mean?

    It means that because of a sickness or injury, a person is unable to ever work again. 

    What does annual dividend & terminal dividend mean?

    You may receive extra cash in the form of annual dividends. In addition, a terminal dividend may be paid out to you when you make a claim, choose to stop the policy or when the policy ends.

    What does maturity mean?

    This is the date when your insurance coverage for this plan ends.  

    Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • This plan covers up to age 75.
    • Coverage for TPD is up to age 65
    • Coverage for accidental death is up to age 70 while accidental TPD is up to age 65
    • Current sum assured shall mean the sum total of the initial sum assured and additional sum assured.
    • Guaranteed Cash Payments are payable yearly starting from the end of 5th policy year until its maturity at age 75
    • The premium rates of this plan is level and based on the age at issue date of the plan.
    • The premiums for this plan are guaranteed.
    • The premiums paid for this plan may qualify you for a personal tax relief , subject to the final decision of the Inland Revenue Board of Malaysia. 
    Our Products
    Life Protection
    Medical Protection
    Critical Illness Protection
    Savings & Investment
    Accident Protection
    Property Solution
    Motor Insurance
    Online Products
    Our Products
    Life Protection
    Medical Protection
    Critical Illness Protection
    Savings & Investment
    Accident Protection
    Property Solution
    Motor Insurance
    Online Products

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    What matters
    Health & Wellness
    Finance & Insurance
    Video Gallery
    Mental Wellbeing
    Health Statistics
    About Us
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    About AIA Pension and Asset Management Sdn. Bhd. 
    Careers
    Community & Partnership
    Events & Promotions
    Sitemap
    Help & Support
    Contact Us
    FAQ
    Important Announcement
    Form Library
    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
    What matters
    Health & Wellness
    Finance & Insurance
    Video Gallery
    Mental Wellbeing
    Health Statistics
    ABOUT US
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    About AIA Pension and Asset Management Sdn. Bhd. 
    Careers
    Community & Partnership
    Events & Promotions
    Sitemap

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    Help & Support
    Contact Us
    FAQ
    Important Announcement
    Form Library
    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Roadside Assist
    1-800-88-8733
    www.aia.com.my/roadsideAssist
    Copyright © 2023 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad 201001040438 (924363-W) AIA Pension and Asset Management Sdn. Bhd. 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
    Terms of Use | Privacy Statement | Code of Conduct | Sitemap