Life Protection
Protect your loved ones’ future from life’s uncertainties.
A-Plus BabyCare
Medical Protection
Coverage Period
Up to 5 years old
Entry Age
< 35 weeks of gestation
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
A-Plus BabyCare is an optional add-on policy that you can purchase to enhance coverage during your pregnancy as well as your child’s early years.
WHAT DOES IT PROVIDE?
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Child Care Benefit
A-Plus BabyCare provides your baby with coverage if he or she is admitted in the Neonatal Intensive Care Unit, Intensive Care Unit or High Dependency Unit. This rider also covers the incubation of new born babies, phototherapy treatment for Neonatal Jaundice and hospitalisation due to any one of the 15 congenital conditions.
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Child Development Disorder Benefit
A-Plus BabyCare is the first plan in Malaysia that provides coverage for Autism Spectrum Disorder and Attention Deficit Hyperactivity Disorder.
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Pregnancy Care Benefit
A-Plus BabyCare provides you with coverage for pregnancy complications and the untimely loss of your baby while still in the womb.
Insurance Lingo Explained
What does congenital conditions mean?
This means a structural defect or malformation, or functional abnormalities that occur during intrauterine life and can be identified prenatally, at birth or later in life.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
THE TERMS & CONDITIONS AT A GLANCE
- For pre-natal cases:
- Below 14 weeks of gestation - applicable to pregnant women aged between 18 and 40 years (only applicable to A-Life Lady360's customer).
- Between 14 and 35 weeks of gestation - applicable to pregnant women aged between 18 and 45 years.
- This rider covers your child until he or she is 5 years old.
- The cost of insurance is deducted depending on your child's age.
- The cost of insurance for this plan is not guaranteed and AIA reserves the right to revise the premium by giving you 3 months written notice.
- Goods and Services Tax will be chargeable at the prevailing rate on the cost of insurance for A-Plus BabyCare, if attached to your policy.