Life Protection

AIA One Plan

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AIA One Plan

An affordable life insurance that covers death and total and permanent disability (TPD).

Coverage Period
1 year
Eligible Age
16 - 55 years old
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Benefits

Death benefit

Provide your loved ones with a lump sum payment when you pass away. 

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Death benefit

Provide your loved ones with a lump sum payment when you pass away. 

Total and permanent disability benefit

Receive a lump sum payment if you suffer total and permanent disability (TPD).

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Total and permanent disability benefit

Receive a lump sum payment if you suffer total and permanent disability (TPD).

Flexibity in coverage amount

Choose your coverage, from a minimum of RM50,000 to a maximum of RM500,000.

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Flexibity in coverage amount

Choose your coverage, from a minimum of RM50,000 to a maximum of RM500,000.

Frequently Asked Questions

AIA One Plan is a term life plan which covers death and total and permanent disability for one (1) year. 

This plan is commission-free and no intermediaries are involved in the sales or marketing of AIA One Plan.

This plan is available to individuals aged 16 to 55.

The amount of coverage you need depends on your affordability, current financial obligations and the future financial needs of your family. You can calculate your estimated protection needs here.

Benefit Coverage Amount*
Death or Total and Permanent Disability RM 50,000
RM 100,000
RM 150,000
RM 200,000
RM 300,000
RM 400,000
RM 500,000

* Subject to a maximum of RM500,000 per life.

If you pass away during the policy’s term, your loved ones will receive 100% of the coverage amount.

Note: For more information about claims or nomination, please refer to the Claims FAQ or Nomination FAQ.

Read the FAQ to learn more about AIA One Plan

Terms & Conditions

  • The premium for this plan is guaranteed throughout the one (1) year term.
  • The premiums paid for this plan may qualify you for a personal tax relief , subject to the final decision of the Inland Revenue Board of Malaysia.
  • Please note that premiums paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.

Member of PIDM

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact AIA or PIDM.
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