- Overview
- Benefits
- Terms & Conditions
Benefits

AIA Vitality Benefit: Yearly Cash Bonus
Enjoy extra benefits as an AIA Vitality Member and unlock extra benefits (subject to membership status)
- Yearly Cash Bonus payable starting from the end of the 1st policy year and every year thereafter
Terms & Conditions
1. A-Plus Beyond Advance Care is an optional add-on critical illness benefit ("rider") that you can attach to A-Life Beyond Critical Care. With this A-Plus Beyond Advance Care, it provides lump sum amount upon diagnosis of any one of the 75 advanced stage critical illnesses.
2. This rider covers up to age 80.
3. The premium rates of this rider are level and based on your age at issuance date of the rider.
4. The premiums for this rider are not guaranteed and AIA reserves the right to revise the premium rates by giving you 3 months written notice
5. The premiums paid for this rider may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
6. You will have to serve a waiting period before you can make any claims under this rider. Different waiting period shall apply for different benefits.