Skip to main content
  • EN
  • BM
  • Search
  • AIA Malaysia
  • Our Products
    • Life Protection
    • Medical Protection
    • Critical Illness Protection
    • Savings & Investment
    • Accident Protection
    • Property Solutions
    • Motor Insurance
    • Online Products
    • AIA Vitality
    • Employee Benefits
    • Commercial Insurance
  • What Matters
    • Health & Wellness
    • Finance & Insurance
    • Video Gallery
    • Mental Wellbeing
  • About AIA
    • About AIA Bhd.
    • About AIA Public Takaful Bhd
    • About AIA General Berhad
    • About AIA Pension & Asset Management
    • Career Opportunities
    • Community & Partnerships
    • Media Centre
    • Events & Promotions
    • Customer Service Charter
  • Help & Support
    • Contact Us
    • Locate Us
    • FAQ
    • Important Announcements
    • Form Library
    • How to Guides
  • My AIA
    • Login
    • My AIA Corporate (NEW)
  • Investment-Linked Funds
AIA
  • Our Products

    Our Products

    Select from one of the categories on the right or click here for a recommendation based on your needs.

    Let us help you
    Investment-Linked Funds

    Get the latest updates on our funds and their performance.

    Click here to view AIA Investment Linked Funds Performance Report 2019

    For Individuals

    For Business

    • Life Protection

      Protect your loved ones’ future from life’s uncertainties.
    • Medical Protection

      Having reliable and innovative healthcare solutions in times of need.
    • Critical Illness Protection

      Protect against the financial burdens of critical illness.
    • Savings & Investment

      Make your money work harder for you – your dreams matter.
    • Accident Protection

      Be financially prepared for the unexpected.
    • Property Solutions

      Finance your dream property and ensure your household contents are well-protected.
    • Motor Insurance

      Get comprehensive protection for your motor vehicles.
    • Online Products

      Sign-up for our insurance and takaful plans online for immediate protection.
    • AIA Vitality

      AIA Vitality is the science-backed wellness programme that works with you and rewards you for the healthy choices you make. Find out more
    • Employee Benefits

      Secure your company's most important asset through our market-leading solutions.
    • Commercial Insurance

      Secure your business against mishaps and damages.
  • What Matters

    What Matters

    Guides and tips on the latest Health & Finance topics.

    VIEW ALL IN WHAT MATTERS
    • Health & Wellness

      Wholesome & healthy living starts today.
    • Finance & Insurance

      Discover our wide range of insurance and finance topics
    • Video Gallery

      Short videos on the latest Health & Finance topics.
    • Mental Wellbeing

      Start taking care of your mental health today.

  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Read More
    • About AIA Bhd.

      Who we are, what we do, our vision and awards.

    • About AIA Public Takaful Bhd

      Who we are, what we do, our vision and awards.
    • About AIA General Berhad

      Who we are, what we do, our vision and awards.

    • About AIA Pension & Asset Management

      Who we are, what we do, our vision and awards.

    • Career Opportunities

      Interested to join our AIA family? Look for a role that suits you.

    • Community & Partnerships

      Giving back to the community is important to us.

    • Media Centre

      Financials, press releases and other info about AIA.
    • Events & Promotions

      Events & Promotions

    • Customer Service Charter

      Our Commitment to our Customers

  • Help & Support

    Help & Support

    We strive to assist you for all your inquries with high touch customer service.

    Contact AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now.

    • Locate Us

      Find us and our panel healthcare partners on Google Map
    • FAQ

      Have a question? You may find the answer here.

    • Important Announcements

      Useful information for our customers
    • Form Library

      Need a form? Check our form library.
    • How to Guides

      Learn how to perform self serve transaction online at My AIA Portal.

  • My AIA

    The New My AIA app

    Banner

    Download now

    Google Play
    Apple App Store
    App Gallery
    • Customer Portal

      Manage your AIA and employee benefits plan.

      Register
      Login
    • Corporate Portal

      For HR personnel and intermediaries to manage the company’s employee benefits portfolio effectively.

      Login
  • Language Select
    • EN
    • BM
  • Search
  • Contact Us
    • Contact Us

      Open: Mon - Fri 8.30am to 4.30pm
    • AIA BHD.
    • AIA PUBLIC TAKAFUL BHD.
    • AIA General Berhad
    • AIA Auto Assist/AIA Roadside Assist

    • My AIA Careline
Critical Illness Protection
Prev | Next
Back to Top

  • {{title}}

    {{label}}
    • Takaful Vitality

    A-Life Lady360-i

    Critical Illness Protection

    Coverage Period

    Up to 80 years old

    Entry Age

    16 - 45 YEARS OLD

    You can participate in this plan via

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    A-Life Lady360-i is a comprehensive female plan that meets your protection needs. This plan provides you with death and total and permanent disability benefits, along with a number of first-in-market features specially designed for women.

    When you participate A-Life Lady360-i and sign up as an AIA Vitality member, you will get an additional bonus every year, called the Yearly Cash Bonus. Through Yearly Cash Bonus, you may receive a cash bonus up to 50% of your basic contribution paid for A-Life Lady360-i on every certificate anniversary.

    So join AIA Vitality, our unique programme that actively supports and rewards you for making healthy choices.

    Click here for the insurance version of this product
    • Product Brochure Product Brochure
    • Share Share
    • Learn more about AIA Vitality Learn more about AIA Vitality

    WATCH THE PRODUCT BENEFITS EXPLAINED

    Bundle of joy

    Bundle of Joy is a unique feature that links A-Life Lady360 and A-Life Joy to ensure the best protection for your baby.

    bundle of joy

    What does it provide?

    • BUNDLE OF JOY
      BUNDLE OF JOY

      You have the privilege to secure your child with A-Life Joy-i and its riders without medical underwriting, subject to terms and conditions

    • GIFT OF JOY
      GIFT OF JOY

      When you participate in A-Life Joy-i, the Gift of Joy benefit gives you a cash reward amounting to 1% of your coverage amount. If you attach A-Plus BabyCare-i to  that certificate, we will pay you additional 2% of the coverage amount!  

    • COMPREHENSIVE FEMALE CANCER PROTECTION
      COMPREHENSIVE FEMALE CANCER PROTECTION

      Being diagnosed with cancer is challenging – physically, emotionally and financially. A-Life Lady360-i covers you against female cancers from the early stages onwards, ensuring that you are financially secured so that you can focus on treatment and recovery.

    • FEMALE CARE BENEFIT
      FEMALE CARE BENEFIT

      A-Life Lady360-i provides first in the market and extensive female care benefits and one-off payments for complications from elective cosmetic surgery, hormone therapy for menopause and psychotherapy treatments for anxiety or depression. 

    • FEMALE PREGNANCY BENEFIT
      FEMALE PREGNANCY BENEFIT

      This plan covers you for a wide range of pregnancy complications. 

    • CASH REWARD
      CASH REWARD

      We want to celebrate the important milestones in your life by giving you a cash reward for these auspicious events particularly marriage, childbirth and golden age. Total cash reward is up to 12% of your coverage amount!

    • MATURITY BENEFIT
      MATURITY BENEFIT

      When your plan matures at 80, we will pay you 150% of your coverage amount to celebrate this significant milestone in your life.

    • YEARLY CASH BONUS
      YEARLY CASH BONUS

      You can enjoy a Yearly Cash Bonus when you participate in A-Life Lady360-i and sign up as an AIA Vitality member. The first Yearly Cash Bonus is 10% of your basic premium paid for A-Life Lady360-i.

    • SURPLUS
      SURPLUS

      If there is any excess from the Takaful risk fund at the end of every year, AIA PUBLIC will share it with the eligible Participants at 50:50 ratio.

    Takaful Lingo Explained

    What does early stage mean?

    In a typical critical illness plan, Takaful Operators shall only pay you the benefits if the disease is considered as life threatening.

    AIA PUBLIC understands that while certain diseases may not be considered as life threatening, they can have life changing impacts.  That is why AIA PUBLIC also covers early stage of illnesses to allow you to focus on your recovery and bounce back to health to pursue your dreams. 

    What does one-off payments mean?

    This is a single, large claim payment.

    What does maturity mean?

    This is the date when your takaful coverage for this plan ends.

    What does waiting period mean?

    This is the time period where Takaful Operator will not pay for certain claims. 

    Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • This plan covers individuals up to age 80. Coverage for TPD is up to age 65 and coverage for female pregnancy benefit is up to age 45.
    • Bundle of Joy is eligible provided your pregnancy is less than 14 weeks and all requirements are met.
    • We will pay out Gift of Joy benefit if your A-Life Joy-i certificate is approved and you make the application while you are less than 35 weeks pregnant. If you have participated in more than one A-Life Joy-i plan for your baby, this benefit will only apply to the first approved certificate. 
    • Female carcinoma in situ or cancer is referring to the following female organs: breast, cervix uteri, uterus, fallopian tube, vulva/vagina or ovary.
    • If you get married or give birth within the first year of your certificate, we will pay out the benefit after your first certificate anniversary. We will only pay this benefits once in a certificate year. This means that if you get married and give birth in the same certificate year, you will receive the second payment in the subsequent certificate year. 
    • You will receive your Yearly Cash Bonus on every certificate anniversary provided that your AIA Vitality membership has remained active throughout the certificate years.
    • The contribution rates of this plan are level and based on your age at issuance date of the plan.
    • The contributions for this plan are not guaranteed and AIA PUBLIC reserves the right to revise the contribution rates by giving you 3 months' written notice.
    • The contributions paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
    • You will have to serve a waiting period before you can make any claims under this plan. Different waiting period shall apply for different benefits. 
    • If there is any surplus arising from the takaful risk fund, the surplus will be shared with the eligible participants according to their Tabarru’ allocation.

    Similar Products

    A-Plus Venuz-i & A-Plus VenuzExtra-i

    Critical Illness Protection

    A critical illness plan that protects a woman's physical and emotional wellbeing.

    takaful vitality
    Contact Us
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Auto Assist/Roadside Assist
    1-800-88-8733
    CONTACT AIA
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    Contact Address
    Customer Relations Unit Menara AIA, 99 Jalan Ampang 50450 Kuala Lumpur

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    AIA.com
    Learn more about AIA Group
    About Us
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    Careers
    Spurs@AIA
    Contact Address
    Menara AIA, 99 Jalan Ampang, 50450 Kuala Lumpur
    ABOUT US
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    Careers
    Spurs@AIA

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    AIA.com
    Learn more about AIA Group.
    Copyright © 2020 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad. 201001040438 (924363-W) AIA Pension Asset Management Sdn. Bhd 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
    Terms of Use | Privacy Statement | Code of Conduct | Sitemap