Terms & Conditions
- You must disclose details such as your occupation , personal interest or hobbies that could affect your risk profile and number of personal accident policies that you have with other inusrance companies.
- After the premium, a grace period of 31 days from the premium due date is allowed for payment of each premium. This policy will remain active during the grace period. If a loss occurs during the grace period, any unpaid balance of premiums due for the full policy year will be deducted from the proceeds payable under the policy.
- You must inform us in writing if you change your occupation. We will review your new occupation to see if it falls within the occupation categories covered under this plan.
- You must give us written notice of a claim within 30 days the accident that caused your injury. If death occurs, an immediate notice of claim must be given to us.