Protection that starts with you.
CAMPAIGN
Just Get Covered!
2025
10 mins read
10 mins read
We’re making it easier than ever to protect yourself and your loved ones
Enjoy complimentary coverage – just for being our customer!
All eligible AIA customers* can now receive complimentary protection.
It’s a quick sign up, and it’s on us.
*Coverage is offered to selected AIA customers. Coverage is valid until 31 May 2026 or upon reaching the total claims limit of RM1 million (combined limit for all free covers offered by AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad), whichever comes first.
Want more protection?
In addition to this complimentary protection, you may be eligible for a Guaranteed Acceptance Offer – a chance to enhance your protection with no medical or financial underwriting.
Just Get Covered! and stand a chance to win exciting prizes!
That’s not all – every policy or certificate issued under the Guaranteed Acceptance Offer gives you a chance to win in our bi-weekly lucky draw, featuring a brand new Proton e.MAS 7 Electric Vehicle and other amazing prizes!
To be eligible for the bi-weekly lucky draw, customers must:
(1) purchase an Eligible Product listed above with a minimum annualised premium / contribution of RM3,000 under the Just Get Covered! Campaign and the policy must be activated before each of the draw.
(2) Log into their AIA+ mobile application.
Shortlisted customers will be contacted by AIA via their registered mobile number. Customer is required to answer one question correctly to claim the lucky draw prize.
Bi-weekly Lucky Draw prizes to be won
And when you sign up for a policy or certificate under this Just Get Covered! Campaign, you’ll also enjoy additional rewards.
Note: Rewards are subject to applicable terms and conditions of the respective campaign and may vary by product. Please refer to the campaign terms and conditions or speak to an AIA Life Planner for details.
Protect more. Enjoy more. And you could drive away with more.
Please click HERE for the Terms and Conditions of the Just Get Covered! Campaign for more information.
For Just Get Covered winners, please click HERE
Eligible Products
- AIA Bhd. and AIA PUBLIC Takaful Bhd. are members of PIDM.
- PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/CERTIFICATE/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact AIA Bhd., AIA PUBLIC Takaful Bhd. or PIDM (visit www.pidm.gov.my).
- The benefit(s) payable under eligible policy / certificate / product is (are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact AIA Bhd., AIA PUBLIC Takaful Bhd. or PIDM (visit www.pidm.gov.my).
- The Eligible Products listed above represent the full range of products available under Just Get Covered! Campaign. Individual customer eligibility and offer may vary. Not all products may be available to every customer. It is advisable to consult your AIA Life Planner for detailed information regarding your specific eligibility and entitlement.
- The Just Get Covered! Free Cover (“Free Cover”) is organised by AIA Bhd. and AIA PUBLIC Takaful Bhd. (“AIA”, “we”, “our” or “us”). By joining this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Free Cover and by any change or modification that we may make to this Free Cover and/or the Terms and Conditions of this Free Cover with prior notice to you. By joining this Free Cover, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy-statement.html.
- Free Cover is available to selected existing AIA customers who holds at least one (1) policy or certificate with AIA Bhd. or AIA PUBLIC Takaful Bhd.
- If you are the selected existing AIA customer, you are entitled to enroll in the Free Cover only once during the coverage period. You will be notified upon successful enrollment. This Free Cover also extends to your immediate family members provided the required details of the immediate family members are stated accordingly in the enrollment form. Only one (1) claim is payable per family.
- Immediate family members include your spouse and children who are residing in Malaysia. If the selected existing AIA customer is a juvenile, immediate family members will include their parents and siblings who are residing in Malaysia. You or your immediate family member(s) is required to provide proof of relationship upon claim submission. Example of proof of relationship include birth certificate and / or marriage certificate.
- Waiting Period of 14 days from the enrollment date applies to death due to Influenza or Dengue. Waiting Period is defined as the time you or your immediate family members must wait after enrollment before the coverages on death due to Influenza and Dengue become effective.
- Aside from the terms and conditions specified here, please visit FAQ to learn more about other frequently asked questions for this Free Cover.
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