- Overview
- Benefits
- Terms & Conditions
- Additional Protection
Benefits
AIA Vitality Benefit: Vitality Booster
Be rewarded with up to 20% additional coverage amount based on your AIA Vitality status.
Terms & Conditions
- Depending on the expiry age you selected, this plan covers up to age 60 or 70.
- The contribution and Tabarru' for this plan is not guaranteed and AIA PUBLIC Takaful reserves the right to revise the contribution and Tabarru' by giving you 3 months' prior written notice.
- Claim event is upon the Person Covered is diagnosed with any of the covered critical illnesses or undergoes a covered surgery (45 or 75 critical illness, if A-Plus CI Booster-i is attached) or diagnosed with any of the covered mental illness under A-Plus CI Booster-i, if attached.
- The contribution is payable according to your contribution term selected. Contribution payment can be made annually, half-yearly, quarterly or monthly.
- This Takaful plan will not provide benefit from Participants' Risk Fund (PRF) upon termination or expiry of the Takaful Certificate.
- You will have to serve a waiting period before you can make any critical illness claims under this plan. Different waiting period shall apply for different benefits.
- You should ensure that important information regarding this plan is disclosed to you and you understand the information disclosed. If there is ambiguity, you should seek clarification from the Takaful Operator.
- Please refer to the Product Illustration for guaranteed benefits under this plan.
- In the event of non-payment of your contribution, your certificate will remain in-force as long as your Account Value in Participant's Account Fund (PAF) is sufficient to cover the relevant charges, including the Tabarru'. If any contribution is unpaid and the Account Value of PAF becomes insufficient to cover the relevant certificate charges, your certificate shall lapse after the grace period.
- If you cancel your certificate within the free-look period of 15 days, we will refund to you the full contribution.
- You should ensure that important information regarding this plan is disclosed to you and you understand the information disclosed. If there is ambiguity, you should seek clarification from the Takaful Operator.
- Please note that contributions paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
- The Takaful Operator will pay your portion of the surplus to charitable activities chosen by the Takaful Operator if you opt to have any surplus attributable to be donated to charity. You can opt out from the surplus donation at any time by notifying the Takaful Operator. Please take note that you will not be provided any receipts for your donations.
- The contribution made for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
- The information above is not exhaustive. It is recommended that you request for a copy of the Product Illustration and Product Disclosure Sheet to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the certificate contract.
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