Legacy Planning

AIA Infinite Heritage

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AIA Infinite Heritage

An Investment-Linked Insurance Plan that covers death and terminal illness. This plan gives you the flexibility to select your coverage in Ringgit Malaysia (RM) or index your coverage with Singapore Dollar (SGD), United States Dollar (USD), Chinese Yuan Renminbi (CNY), British Pound Sterling (GBP) or Australian Dollar (AUD).

Coverage Period
Up to age 80, 100, 120
Eligible Age
18 - 80 years old
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Benefits

A protection plan that offers 6 currencies for your selection

Ensures that your wealth is preserved and protected in the currency of your choice.

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A protection plan that offers 6 currencies for your selection

Ensures that your wealth is preserved and protected in the currency of your choice.

100% premium allocation

To fully capitalise on growth opportunities, 100% of your premiums are invested from day one.

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100% premium allocation

To fully capitalise on growth opportunities, 100% of your premiums are invested from day one.

Enjoy preferred rates by being healthy

Enjoy lower premium and cost of insurance charges throughout your coverage term if you fulfil the medical conditions set by us.

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Enjoy preferred rates by being healthy

Enjoy lower premium and cost of insurance charges throughout your coverage term if you fulfil the medical conditions set by us.

Freedom to reset your coverage with Cover Reset

If you make a withdrawal from your account value which results in the reduction of your coverage amount, Cover Reset will reset your coverage amount to 100% on the 2nd policy anniversary from the withdrawal date.

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Freedom to reset your coverage with Cover Reset

If you make a withdrawal from your account value which results in the reduction of your coverage amount, Cover Reset will reset your coverage amount to 100% on the 2nd policy anniversary from the withdrawal date.

A smooth transition for your legacy

The Death Benefit Bequest Option allows you to opt for the Death Benefit to be paid either in lump sum or in annual payments for up to 10 years. 

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A smooth transition for your legacy

The Death Benefit Bequest Option allows you to opt for the Death Benefit to be paid either in lump sum or in annual payments for up to 10 years. 

Reward you every 10th policy year with Loyalty Bonus

Enjoy Loyalty Bonus every 10th policy year to boost your account value, until your policy matures.

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Reward you every 10th policy year with Loyalty Bonus

Enjoy Loyalty Bonus every 10th policy year to boost your account value, until your policy matures.

Easy Onboarding Journey

Get up to USD3 million coverage without having to go for a medical check-up*

*Depending on your age and health conditions.

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Easy Onboarding Journey

Get up to USD3 million coverage without having to go for a medical check-up*

*Depending on your age and health conditions.

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AIA Vitality Benefit: Vitality Bonus

Sign up for AIA Vitality and you may enjoy Vitality Bonus of up to 300% of your annual premium* (for regular premium option) or 30% of single premium, depending on your AIA Vitality Status.

* Including A-Plus Saver Premium. 

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Terms & Conditions

  1. The information stated above is not exhaustive. It is recommended that you request for a copy of the Product / Sales Illustration, Product Disclosure Sheet and Fund Fact Sheet (if applicable) to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.
  2. AIA Vitality is a program that supports and rewards its members for making healthier choices every day and is offered by AIA Health Services Sdn. Bhd. (199601016211 (388561-T)). Please visit https://www.aia.com.my/en/aia-vitality.html for further information.
  3. This is an insurance product that is tied to the performance of underlying assets, and is not a pure investment product such as unit trusts.

Member of PIDM

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact AIA or PIDM.
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Latest Offers & Promotions

We want to make it possible for you to achieve your life goals. Which is why we have curated these special offers and promotions, so that you and your loved ones are able to enjoy Healthier, Longer, Better Lives.

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