The Free PA Boost supports the Covered Person’s recovery from an Accident with the following coverage when the Covered Person suffers from an Injury due to an Accident within Malaysia.
Table of Benefits
| Benefits | AIA+ app User | Non-AIA+ app User |
| Alternative Treatment Benefit | RM1,000 *Shared limit |
RM500 *Shared limit |
| Accidental Medical Reimbursement | ||
| Corrective Dental and Cosmetic Surgery | ||
| Broken Bones and Burns Benefit | RM2,000 | RM1,000 |
*Shared limit refers to the total amount of benefit payable for Alternative Treatment Benefit, Accidental Medical Reimbursement and Corrective Dental and Cosmetic Surgery Benefit combined.
| Benefits | Description | |||||||||
| Alternative Treatment | In the event the Covered Person requires treatment by an Acupuncturist, Bonesetter, Chiropractor or Osteopath following the Injury due to an Accident, We will reimburse the Reasonable and Customary expenses incurred but not to exceed the amount of benefit as shown in the Table of Benefits above. This is provided that the treatment is sought after the first consultation by a Registered Medical Practitioner and upon satisfactory proof of bone fractures by X-ray, if required by Us. |
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| Accidental Medical Reimbursement | In the event the Covered Person requires treatment by a Registered Medical Practitioner or Surgeon, Confinement in a Hospital or the employment of a Licensed Nurse or Graduate Nurse following the Injury due to an Accident, We shall reimburse the Reasonable and Customary expenses incurred for medical treatment, surgery, Hospital charges, nursing fees, medical/specialist report fees and ambulance fees, but not to exceed the amount of benefit as shown in the Table of Benefits above. | |||||||||
| Corrective Dental and Cosmetic Surgery | In the event the Covered Person requires corrective dental surgery for replacement or repair of sound natural teeth or cosmetic surgery performed on the neck, head or chest following the Injury due to an Accident, We shall reimburse the Reasonable and Customary expenses incurred but not to exceed the amount of benefit as shown in the Table of Benefits above. Such treatment must be recommended and performed by a licensed and legally registered orthodontist, cosmetic surgeon, or Registered Medical Practitioner. |
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| Broken Bones and Burns | In the event the Covered Person suffers from Bone Fractures or Second-Degree to Third-Degree Burns as shown in the table below due to an Accident, We pay the amount of benefit as shown in the Table of Benefits above. Bone Fractures:
Burns:
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Notes:
- AIA+ app user/non-AIA+ app user status of the Covered Person at point of claims will be used to determine the benefit amount payable.
- Each Covered Person is limited to signing up for Free PA Boost only ONCE during the coverage period.
- During the coverage period of Free PA Boost, only 1 accidental event is covered.
- There is no waiting period; the coverage is effective upon successful registration.
- This free coverage is subject to a total claims limit of RM1 million (aggregated between all the free covers offered by AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad).
- This Free PA Boost is covered by AIA General Berhad.
- Please refer to Appendix 1 for the definition of the capitalised terms.
- Please refer to Question 10 for the exclusions to Free PA Boost.
