Get Free MindCare Cover
AIA's Free MindCare Cover Is There For You As You Navigate Life's Complex Challenges
Frequently Asked Questions
Free MindCare Cover provides reimbursement for Psychiatrist consultation fees if the Covered Person is diagnosed with Major Depressive Disorder, Schizophrenia or Bipolar Disorder.
Table of Benefits
| Benefits | Description | ||||||
| Reimbursement | If the Covered Person is diagnosed with Major Depressive Disorder, Schizophrenia or Bipolar Disorder by a Psychiatrist, We will reimburse the Reasonable and Customary Charges for the Psychiatrist consultation fees incurred:
|
Notes:
- The status of the AIA+ app user and non-AIA+ app user at point of claim will be used to determine the benefit payable.
- Each Covered Person is limited to signing up this Free MindCare Cover only ONCE during the registration and coverage periods.
- A waiting period of 30 days from the registration date applies.
- This free cover is subject to a total claim limit of RM 1million (combined limit for all free covers offered by AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad).
- This Free MindCare Cover is offered by AIA Bhd. and AIA PUBLIC Takaful Bhd.
- Please refer to Appendix 1 for the definitions.
To be eligible for this free cover, one needs to be:
- A Malaysian citizen residing in Malaysia; and
- Between 18 to 60 years old.
You can drop your interest in the link provided in the EDM which we have sent to you.
Provide the relevant information below via the dedicated microsite during the registration period:
Covered Person’s information
- Full Name as per NRIC
- Phone number
The coverage period is effective upon successful registration until 31 July 2025, subject to 30 days waiting period, or upon reaching a total claims limit of RM1 million (combined limit for all the free covers offered by AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad), whichever is earlier. AIA reserves the right to withdraw this Free MindCare Cover at any time with prior notice via AIA’s corporate website.
Yes, the following exclusions shall apply:
- Any claims arising directly/indirectly from any one of the following occurrences:
- Any pre-existing conditions or illnesses prior to or arising within the first thirty (30) days of the effective date of the cover;
- Any violation or attempted violation of the law; or
- Intoxication by substance, alcohol or drugs not prescribed by a medical practitioner