The Free Khairat Cover helps with the cost of funeral expenses or related administrative expenses in the unfortunate event of the Covered Person’s death due to an Accident.
Table of Benefits
| Benefits | Amount of Benefit | |
| AIA+ app User | Non-AIA+ app User | |
| Khairat Benefit | RM4,000 | RM2,000 |
| Benefits | Description |
| Khairat Benefit | In the event the Covered Person passed away due to an Accident, We shall pay the amount of benefit as shown in the Table of Benefits. |
Notes:
- Each Covered Person is limited to signing up for Free Khairat Cover only ONCE during the coverage period.
- AIA+ app user/non-AIA+ app user status of the Covered Person at point of claims will be used to determine the benefit amount payable.
- There is no waiting period; the coverage is effective upon successful registration.
- This free coverage is subject to a total claims limit of RM1 million (aggregated between all the free covers offered by AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad).
- This Free Khairat Cover is covered by AIA PUBLIC Takaful Bhd.
- Please refer to Appendix 1 for the definition of the capitalised terms.
- Please refer to Question 7 for the exclusions to Free Khairat Cover.