The Free HFMD & RSV Cover provides medical reimbursement if the Covered Person (i.e. the child) is diagnosed with Hand, Foot and Mouth Disease (HFMD) or Respiratory Syncytial Virus (RSV), and daily cash allowance if the child is unable to attend to the childcare centre, kindergarten, pre-school or nursery due to closure of the premises with confirmed cases of HFMD or RSV.
Table of Benefits
| Benefits | Descriptions |
| Medical Reimbursement | If the Covered Person (i.e. the child) is diagnosed either HFMD or RSV, we shall reimburse the following:
Benefit Payable:- This benefit is limited to 1 diagnosis only, either HFMD or RSV. |
| Daily Cash Allowance | If the Covered Person (i.e. the child) is unable to attend to the childcare centre, kindergarten, pre-school or nursery due to the closure of the premises with confirmed cases of HFMD or RSV, we shall pay the following:
Benefit Payable:-
This benefit is limited to 1 time claim only. |
Notes:
- AIA+ app user/non-user status at point of claims will be used to determine the benefit amount payable.
- Each Covered Person is limited to signing up this Free HFMD & RSV Cover ONCE only during the coverage period.
- During the coverage period, the Covered Person can claim from all 2 benefits if the claim events are caused by a single diagnosis.
- Waiting period of 14 days from the registration date applies.
- This free coverage is subject to a total claim limit of RM 1million (for AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad, combined). This is aggregated between all the free covers which are offered by Us.
- This is covered by AIA Bhd. and AIA PUBLIC Takaful Bhd.
- Please refer to Appendix 1 for the definitions.
