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AIA's Banjir Kilat Relief provides a lump sum cash relief if there are damages to the car owned by the Persons enrolled in this relief (Covered Person) due to floods within Malaysia. The assistance available is provided in the table below:

Descriptions of the above assistance are listed below

Notes:

1. AIA+ app user/non-AIA+ app user status of the Covered Person at point of submission of request for relief will be used to determine the relief amount payable.
2. Each Covered Person is limited to signing up for AIA's Banjir Kilat Relief only ONCE during the coverage period of AIA's Banjir Kilat Relief.
3. During the coverage period of AIA's Banjir Kilat Relief, only 1 flood event is eligible.
4. Waiting period of 14 days from the registration date applies
5. AIA’s Banjir Kilat Relief is subject to a total payout limit of RM 1million (aggregated between all the free covers offered by AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad).
6. This relief program is covered by AIA General Berhad.
7. Please refer to Appendix 1 for the definition of the capitalised terms.

You can sign up for AIA's Banjir Kilat Relief from 1 November 2026 until 31 December 2026. 

To be eligible for AIA's Banjir Kilat Relief, the customer needs to be:

1. An individual within the accepted countries who are residing in Malaysia; and
2. Between the age of 18 and 70.

You can reach out to any AIA Life Planner to sign up through the dedicated microsite.

Provide the relevant information below via the dedicated microsite during the registration period:

• Covered Person’s information
  1. Full Name as per NRIC / Passport
  2. NRIC Number / Passport Number
  3. Phone number
  4. E-mail Address
  5. Nationality
  6. Residential Address
  7. Date of Birth
  8. Location
  9. Where did you hear about this

The coverage period of AIA’s Banjir Kilat Relief is effective upon successful registration until 31 January 2027, or upon reaching a total payout of RM1 million (for AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad, combined), whichever is earlier. The total payout limit of RM1 million is aggregated between all the free covers which are offered by Us. AIA reserves the right to withdraw AIA’s Banjir Kilat Relief at any time with prior notice.

No. AIA's Banjir Kilat Relief is only eligible for individuals who are residing in Malaysia

No. AIA's Banjir Kilat Relief only covers damages to cars which are individually owned by the Covered Person. Any damages to company or business owned cars are not covered.