A-Plus MedBooster is an optional unit deducting add-on policy attachable to A-Plus Med; and also an optional premium paying add-on policy attachable to A-Life Med Regular with coverage on hospitalisation and surgical expenses up to age 100.
The Hospital Room & Board benefit increases by 20% of the initial benefit limit at the end of every 2 policy years for 10 policy years, provided no claim has been made under A-Plus Med and/or A-Plus MedBooster in the last 2 policy years.
If you are hospitalised or had obtained medical treatment in Singapore, A-Plus MedBooster shall pay you the actual eligible expenses, after converting to Ringgit Malaysia in accordance to the exchange rate on the day of discharge.
Overseas Hospitalisation Treatment in Singapore benefit is payable provided the previous accumulated claims payable under A-Plus Med have exceeded the annual Deductible Amount. It is only applicable to Plan 500.
AIA shall only pay the eligible medical expenses up to an amount we consider is reasonable and customary, provided that the medical care is medically necessary.
You are covered worldwide but subject to maximum of 90 days protection if you are traveling outside Malaysia, Singapore and Brunei.
The cost of insurance deducted/ premium payable depends on your attained age and it will increase as your age increases.
The cost of insurance/ premiums for this plan are not guaranteed and AIA reserves the right to revise the cost of insurance/ premium by giving you 3 months written notice.
The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
You will have to serve a waiting period before you can make any claims under this plan except for a covered injury. Different waiting period shall apply for different benefits.