Life Protection
Protect your loved ones’ future from life’s uncertainties.
A-LifeSecure & A-Life TimeSecure
Life Protection
Coverage Period
Up to 100 years old
Entry Age
14 days - 65 years old
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
Coping with a life-threatening illness in the family or the grief that follows the loss of a loved one is hard enough without the financial worries that often accompany an illness or death.
A-LifeSecure is a lifelong protection plan that provides your family with a financial safety net if the unexpected happens to you. If you want a higher cash value for added financial security, you can choose A-LifeTimeSecure.
What does it provide?
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Death Benefit
This plan provides your family with a lump sum payment when you pass away.
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Total and Permanent Disability Benefit
You will receive a lump sum payment if you suffer total and permanent disability (TPD).
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Lifelong Insurance Coverage
You can enjoy insurance coverage until you are 100 years old.
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Maturity Payment
When your plan ends, you will receive a lump sum payment for the amount you are covered for.
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Guaranteed Cash Value
If you've been on this plan for more than three years, you will be able to accumulate a guaranteed cash value throughout the term of your policy.
Insurance Lingo Explained
What does total & permanent disability mean?
It means that because of a sickness or injury, a person is unable to ever work again.
What does maturity mean?
This is the date when your insurance coverage for this plan ends.
What does lump sum mean?
This is a single, large claim payment.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
THE TERMS & CONDITIONS AT A GLANCE
- This plan covers up to age 100. Coverage for TPD is up to age 65
- The premium rates of this plan are level and based on the age at issue date of the plan.
- The premiums for this plan are guaranteed.
- The premiums paid for this plan may qualify you for a personal tax relief , subject to the final decision of the Inland Revenue Board of Malaysia.
- Please note that premiums paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.