You will do everything possible to make sure your children have a great headstart in life. Just as you would give them the best development opportunities and a quality education, access to good healthcare and adequate protection should also be among your top priorities.
A-Life SuperJunior is a comprehensive plan that looks after your children's healthcare needs well into adulthood because no matter how old they are, your love and care for them never ends.
You only need to pay for this plan for 20 years for your child to enjoy coverage until he or she is 75 years old.
This plan covers your child for 12 juvenile critical ilnesses, 36 critical illnesses, total and permanent disability (due to illness or accident) as well as in the unfortunate event of your child passing away.
Coverage against Juvenile Critical Illnesses
Your child will receive 25% of the amount he or she is covered for if he or she is diagnosed with a juvenile critical illness before turning 21, so you have the financial means to battle the illness.
You will receive financial support if your child is hospitalised for 3 continuous days before he or she turns 21.
Health Check-up Benefit
After your child turns 21, we will reimburse the cost of your child's health check-up every two years.
When the plan ends, your child will receive a lump sum payment of 125% of the amount he or she was covered for.
We will automatically increase the initial amount covered by 25% when your child celebrates his or her 21st birthday.
In addition, if the unthinkable happens and your child passes away or suffers from a total and permanent disability due to an accident, we will pay you twice the amount your child is covered for.
Insurance Lingo Explained
What does total & permanent disability mean?
It means that because of a sickness or injury, a person is unable to ever work again.
What does critical illness mean?
Critical illness refers to life-threatening condition which is defined in your policy contract.
What does juvenile critical illness mean?
This refers to life-threatening conditions that are more prevalent in children.
What does maturity mean?
This is the date when your insurance coverage for this plan ends.
What does lump sum mean?
This is a single, large claim payment.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.