A-LifeLinkis a flexible investment-linked plan that helps you protect your loved ones and invest with as little as RM150 per month. We offer you the flexibility of changing the level of your protection and savings from time to time, to meet your ever-changing needs.
Join AIA Vitality, our unique insurance and health programme that actively supports and rewards you for making healthy choices.
When you sign up as an AIA Vitality member upon your purchase of the A-LifeLink plan, you’ll get an extra coverage on your A-LifeLink policy, which is called the Cover Boost. This means that through Cover Boost, you may get an extra initial coverage of up to 45% of your A-LifeLink coverage amount, without having to pay any additional premium.
This plan covers up to age 100, provided the policy remains in force and the account value is sufficient to pay for the cost of insurance and other charges.
Coverage for Total Permanent Disability is up to age 70.
The Anniversary Bonus increases the amount you are covered for by 1% each year at no additional cost, starting from the beginning of the 2nd policy year until it reaches 120% of the amount you are covered for. The Anniversary Bonus will be given based on the policy year when the premium is last paid.
The cost of insurance is deducted from your account value depending on your attained age and it will increase as your age increases.
The cost of insurance for this plan is not guaranteed and AIA reserves the right to revise the cost of insurance by giving you 3 months written notice.
You may switch your funds as you need and there will be no switching fee imposed.
Your policy account value is not guaranteed and fluctuates based on the performance of AIA Investment-Linked Fund. The potential risks in investing in the funds are borne solely by you.
The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
Goods and Services Tax will be chargeable at the prevailing rate on the fees and charges applicable to your policy. These amounts will be deducted from the account value of your policy.
Minimum A-LifeLink coverage amount to be eligible for Cover Boost is RM50,000.