Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
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Your family is one of the most precious gifts that life can bestow upon you. Because your family means everything to you, you protect them and provide the best for them and you want this to continue even after you are no longer around.
Introducing A-Life Ikhtiar, a Family Takaful plan that provides your family with a financial safety net if the unexpected happens to you. The plan gives you the freedom to select your level of protection and the option to enhance your coverage with additional benefits according to your needs.
By attaching A-Plus Total Health to this plan, you can enjoy comprehensive medical protection. For each year that you dont make any claim, an amount will be credited to your Health Wallet which you can use for health screenings, vaccinations, recovery treatments, medical care for congenital conditions and more. The good news is that you can extend the medical coverage under A-Plus Total Health to your spouse and children under a single basic certificate under your name.
Read more about A-Life Ikhtiar in Bahasa Malaysia.
This plan provides your family with a lump sum payment of the sum covered amount to help them financially in the event of your demise.
We will pay 200% of the sum covered amount in the event you pass away due to an accident.
Your family will receive RM 5,000 to arrange for Badal Hajj on your behalf should you pass away.
Give back to the community by opting to donate any surplus you may receive to a charitable organisation.
What does sum covered mean?
The sum of money you wish to be covered for.
What does surplus mean?
Surplus refers to the excess from the Takaful risk fund at the end of every year that will be shared between the Takaful Operator and eligible participants at a 50:50 ratio.
Like what you’ve read? This is purely a product summary. If you want more information about this product, please request a copy of the Product Disclosure Sheet and Product Illustration from an AIA Life Planner.
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