Med Insure

• AIA General Berhad shall only pay the eligible medical expenses up to an amount we consider is Reasonable and Customary and Medically Necessary, subject to Annual Limit of your medical plan.

• There is no lifetime limit for Med Insure. You also need not worry if you exceed the annual limit of your medical plan, as it will be reset every year during the anniversary of your coverage year.

• Med Insure provides worldwide coverage. However, if you are residing or travelling outside of Malaysia for more than 90 consecutive days, you will not be covered for any medical treatment received overseas (except for Singapore and Brunei). Please note that the overseas coverage will be in accordance with the Reasonable and Customary and Medically Necessary Charges for such equivalent local treatment in Malaysia.

• The premium payable will vary depending on your attained age (last birthday) on the next anniversary of your coverage year.

• The premiums for this plan are not guaranteed and AIA General Berhad reserves the right to revise the premium rates by giving you at least 30 days prior written notice and the premium revision will be applicable from the next anniversary of your coverage year.

• The premium paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

• You will have to serve a waiting period before you can make any claims under this plan except for a covered injury. Different waiting period shall apply for different benefits.

• The information above is not exhaustive. It is recommended that you request for a copy of the Product Disclosure Sheet to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.
   

AIA General Berhad 201001040438 (924363-W) is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.