Life Protection
Protect your loved ones’ future from life’s uncertainties.
A-Plus GenNext
Critical Illness Protection
Coverage Period
Up to 50 years old
Entry Age
18-35 Years old
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
You're young, energetic and ready to take on the world. But life is a winding road, and you need to prepare for the challenges that may come your way.
A-Plus GenNext is an optional plan that you can add-on to A-LifeLink 2 to give yourself an additional financial safety net as you pursue your dreams.
WHAT DOES IT PROVIDE?
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OUT-OF-ACTION SUPPORT
Unforeseen accidents or illnesses can put you out of work for a period of time. If the accident or illness prevents you from performing your usual work for at least 30 consecutive days,this plan will support you with a monthly allowance to help you get back on your feet and back to work.
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FINANCIAL SUPPORT FOR EARLY STAGES OF CANCER/HEART DISEASE
You will also receive a monthly allowance if you are diagnosed with early-stage cancer or a heart-related disease that's in its early stages to help you cope with your day-to-day needs.
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COVER ON CRITICAL ILLNESS OR ACCIDENTAL DISABLEMENT
If you are diagnosed with a critical illness or lose a part of your body due to an accident, we will provide you a lump sum payment to ease your financial burden and allow you to focus on your recovery.
Insurance Lingo Explained
What does early stage mean?
In a typical critical illness plan, insurers shall only pay you the benefits if the disease is considered as life threatening.
AIA understands that while certain diseases may not be considered as life threatening, they can have life changing impacts. That is why AIA also covers early stage of illnesses to allow you to focus on your recovery and bounce back to health to pursue your dreams.
What does critical illness mean?
Critical illness refers to life-threatening condition which is defined in your policy contract.
What does accidental dismemberment mean?
This means becoming disabled after losing a part of your body in an accident.
What does lump sum mean?
This is a single, large claim payment.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
THE TERMS & CONDITIONS AT A GLANCE
- This plan covers young adults up to age 50.
- The cost of insurance increases depending on your attained age and occupational class.
- The cost of insurance for this plan is not guaranteed and AIA reserves the right to revise the cost of insurance by giving you 3 months written notice.
- You will have to serve a waiting period before you can make any claims under this plan. Different waiting period shall apply for different benefits.