A serious illness doesn’t just affect your health—it can impact your income, lifestyle, and ability to care for your loved ones.
That’s why critical illness insurance is essential. It provides a lump sum payout upon diagnosis, so you can focus fully on recovery without the added stress of financial worries.
When Dr. Choo Mei Sze was diagnosed with colorectal cancer in her twenties, she had no warning signs or financial safety net. In this episode, she shares how having critical illness insurance helped her face the hidden costs of recovery—from caregiving to emotional support—when her income stopped.
Critical illness insurance pays you a lump sum if you are diagnosed with a serious condition like cancer, heart attack, or stroke. This financial support allows you to focus on recovery instead of worrying about your finances. It gives you the freedom to recover on your terms, whether that means funding alternative treatments, replacing lost income, or simply taking time to rest.
Medical insurance covers hospital bills, but other life expenses do not pause during recovery. You still need to manage expenses like mortgage payments, daily expenses, and your child’s tuition fees. At AIA, we believe true protection goes beyond funding medical costs. Critical illness insurance provides additional financial support, so you and your family can continue living life without added financial stress.
At AIA, our critical illness plans provide protection from early stages all the way to advanced stages of illness, so you receive support right from the start. We cover major conditions such as cancer, heart attack, and stroke, along with many other serious illnesses.
The earlier, the better. Premiums are more affordable when you're young and healthy, and getting critical illness insurance early ensures you are protected if illness strikes unexpectedly.
A good rule of thumb is to have critical illness coverage of at least 8 times your annual income. This amount helps cover treatment costs and living expenses during your recovery, ensuring you have sufficient financial support to rebuild your life.
We can connect you to our AIA Life Planner. Kindly drop us your contact details by clicking on this link or calling us on 1300-88-1899.
