Life Protection
Protect your loved ones’ future from life’s uncertainties.
A-Plus CriticalReset
Critical Illness Protection
Coverage Period
UP TO 100 YEARS OLD
Entry Age
18 - 60 YEARS OLD
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
It is no longer uncommon to be acquainted to someone with a critical illness, especially cancer, heart attack or stroke. With the disease becoming more widespread, it is important to be prepared.
A-Plus CriticalReset provides you coverage for 36 critical illnesses, as well as a reset feature for cancer, heart attack and stroke, giving you an additional safety net for the more prevalent illnesses.
With A-Plus CriticalReset, you will be supported financially so you and your loved ones can focus on your recovery.
Please refer to the terms and conditions.
WHAT DOES IT PROVIDE?
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Critical illness protection
This plan provides you with a lump sum payment of 100% of the amount you're covered for if you are diagnosed with one of the 36 covered critical illnesses.
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Critical reset feature
This feature restores the coverage back to 100% after 3 years from the date of diagnosis of a critical illness or covered surgery in which the optional benefit coverage amount is fully claimed. The restored coverage amount will be payable upon cancer, heart attack or stroke.
Insurance Lingo Explained
What does critical illness mean?
Critical illness refers to life-threatening condition which is defined in your policy contract.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
THE TERMS & CONDITIONS AT A GLANCE
- A-Plus CriticalReset is an optional benefit attachable to a regular premium Investment-linked Insurance Plan.
- The plan covers up to age 100 or the expiry of the basic plan, whichever is earlier.
- Benefits are payable if you survive at least 15 days from the date of diagnosis of any of the 36 critical illnesses or a covered surgery.
- The cost of insurance is deducted depending on your attained age and it will increase as your age increases.
- The cost of insurance for this plan is not guaranteed and AIA reserves the right to revise the cost of insurance by giving you 3 months written notice.
- Goods and Services Tax will be chargeable at the prevailing rate on the cost of insurance for the plan, if attached to your policy.
- The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
- You will have to serve a waiting period before you can make any claims under this plan. Different waiting periods shall apply for different illnesses.