A-Life Beyond Critical Care

Comprehensive critical illness protection

Get covered for 180 critical illness conditions! You will receive a lump sum payment of 100% of your coverage amount when you are diagnosed with an Early, Intermediate, or Advanced stage critical illness.

total health solution

The Health Screening Benefit encourages you to know your health better and also facilitates early detection for faster recovery. After diagnosis of a covered illness, you will then get a Recovery Support Benefit to reimburse medications, consultations, follow up screenings, and also rehabilitation therapies.

yearly cash bonus

You can enjoy a Yearly Cash Bonus without having to pay additional premiums when you purchase A-Life Beyond Critical Care and sign up as an AIA Vitality member. Every year, your bonus can be as high as 20% of the annualised premiums you have paid for this plan.

coverage beyond financial protection

Other than supporting you financially, we also want to make sure that you have the best chance of getting the correct diagnosis and best medical treatment available to you. With our Personal Medical Case Management (PMCM) Service, you will receive:

• Access to the world's leading specialists
• Review and re-evaluate your medical condition
• Medical recommendation based on reviewed diagnosis
• Ongoing guidance and support

This benefit is administered by our service provider, Teladoc Health, Inc. (Teladoc).

Be Rewarded for Staying Healthy

When your plan matures at age 80, you can get up to 150% of your total premiums paid to celebrate this significant milestone in your life.

Enhancing Your Plan with Optional Benefit

You can enhance your plan by adding the optional benefit, A-Plus Beyond Advance Care which provides a lump sum benefit of 100% of the coverage amount critical illness, so that you can receive the best treatment.

Coverage for COVID-19

This plan covers you for the cost of admission to ICU in a government or private hospital due to COVID-19*

For more information, head on over to https://www.aia.com.my/en/covid-19-updates.html#coverage

*Terms and Conditions apply