Critical Illness Protection

Basic: Provides you with essential protection.

Comprehensive: Provides comprehensive coverage for your needs.

Add-on: Flexible plans that you can add to your protection plan to meet your individual needs.

Critical Illness Protection is an insurance/takaful protection plan that will provide financial support if you are diagnosed with conditions that are considered as critical, such as stroke, cancer, heart attack, kidney failure, and more. It is often used as a safety net for your monthly expenses and financial aid for your treatments and recovery.

We recommend that you get a Critical Illness Protection plan along with your existing health insurance. While health insurance covers your medical expenses, Critical Illness Protection plan supports you in maintaining your family’s commitments and lifestyle. It can also be used to cover out-of-pocket expenses, such as deductibles, medical travel expenses, prosthetics, home care expenses, long-term medication, and more.

The amount of coverage that you need for Critical Illness Protection plan depends on your existing expenses, such as debts, dependents, mortgage/rent, child education, and so on. You can consult our Life Planners to adjust the coverage amount according to your needs.

When you purchase AIA Critical Illness plans, you’re eligible to sign up for AIA Vitality. This health programme supports and motivates you to make healthy lifestyle choices and even offers additional benefits to some of our Critical Illness Protection plans, such as Health Screening Benefit every 2 years and Yearly Cash Bonus. Speak to our Life Planners for more information on AIA Vitality’s integrated benefits. 

We encourage everyone to get a Critical Illness insurance or takaful plan as early as possible. When you’re young and healthy, you’re eligible for a more affordable plan. You also won’t have to worry about your financial condition if you get diagnosed with a critical illness.

AIA Critical Illness plans can cover children and adults, from the age of 14 days to 60 years.