Life Protection
Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
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{{label}}Accident Protection
Coverage Period
Entry Age
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Accidents are unpredictable and unexpected. Therefore, it is essential for you to protect yourself against all kinds of accidents.
Xtra Guard PA is a personal accident plan that takes care of your family and provides a financial safety net in the event of a serious injury, disability, or death due to accident.
If you suffer losses from permanent total disability due to an accident, you will receive the Double Living benefit to help you cope with the effects of the disability and face the times ahead.
Get up to 100% with the Anniversary Bonus
if you continue to renew your policy for the first two policy years
We will reimburse you for medical and surgical expenses, such as inpatient and outpatient treatments caused by an accident. This plan also covers medical expenses provided by an acupuncturist, bonesetter, chiropractor or osteopath, following the injury due to an accident.
Receive a weekly payout for up to one year if you suffer from a temporary total/partial disability to compensate for the loss of income
If the policy owner passed away due to an accident or sustains a Permanent Total Disability, we shall, subject to the terms and provisions, waive the premiums payable under the policy.
What does temporary total disability mean?
This is when you become injured and disabled due to an accident and cannot work for a period of time.
What does temporary partial disability mean?
This happens if the injuries sustained during an accident caused you to be disabled and forces you to work at a reduced level while you recover.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.