Skip to main content
  • EN
  • BM
  • Search
  • AIA Malaysia
  • Our Products
    • Life Protection
    • Medical Protection
    • Critical Illness Protection
    • Savings & Investment
    • Accident Protection
    • Property Solutions
    • Motor Insurance
    • Online Products
    • AIA Vitality
    • Employee Benefits
    • Commercial Insurance
  • AIA Vitality
    • How It Works
    • REWARDS & BENEFITS
    • Member’s Testimonial
    • Join AIA Vitality
  • What Matters
    • Health & Wellness
    • Finance & Insurance
    • Video Gallery
    • Mental Wellbeing
    • Health Statistics
  • About AIA
    • About AIA Bhd.
    • About AIA Public Takaful Bhd
    • About AIA General Berhad
    • About AIA Pension & Asset Management
    • Career Opportunities
    • Community & Partnerships
    • Media Centre
    • Events & Promotions
    • Customer Charter
  • Help & Support
    • Contact Us
    • Locate Us
    • Claims Process And Guides
    • Premium Payment
    • FAQ
    • Important Announcements
    • Form Library
    • How to Guides
  • My AIA
    • CUSTOMER LOGIN
    • CUSTOMER REGISTRATION
    • CORPORATE LOGIN
  • Investment-Linked Funds
AIA
  • Our Products

    Our Products

    Select from one of the categories on the right or click here for a recommendation based on your needs.

    Let us help you
    Investment-Linked Funds

    Get the latest updates on our funds and their performance.

    Click here to view AIA Investment Linked Funds Performance Report 2021

    For Individuals

    For Business

    • Life Protection

      Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.
    • Medical Protection

      Avoid unforeseen medical expenses with AIA's medical insurance and takaful plans.
    • Critical Illness Protection

      Focus on your recovery and not your financial commitments when you have AIA's critical illness insurance or takaful plans.
    • Savings & Investment

      Stay protected while you secure your future with AIA's savings and investment plans.
    • Accident Protection

      Safeguard yourself from accidents with AIA's personal accident insurance plans.
    • Property Solutions

      Finance your dream property and ensure your household contents are well-protected.
    • Motor Insurance

      Get comprehensive protection for your motor vehicles.
    • Online Products

      Sign-up for our insurance and takaful plans online for immediate protection.
    • AIA Vitality

      AIA Vitality is the science-backed wellness programme that works with you and rewards you for the healthy choices you make. Find out more
    • Employee Benefits

      Secure your company's most important asset through our market-leading solutions.
    • Commercial Insurance

      Secure your business against mishaps and damages.
  • AIA Vitality

    AIA Vitality

    We support you in taking charge of your health.

    FIND OUT MORE
    • How It Works

      Discover how AIA Vitality motivates you to make healthy choices sustainably.
    • REWARDS & BENEFITS

      Find out what are the rewards and benefits that you can enjoy as an AIA Vitality member.
    • Member’s Testimonial

      Be inspired by the stories of our members 's journey with AIA Vitality
    • Join AIA Vitality

      Kickstart your journey towards better health today!
  • What Matters

    What Matters

    Guides and tips on the latest Health & Finance topics.

    VIEW ALL IN WHAT MATTERS
    • Health & Wellness

      Wholesome & healthy living starts today.
    • Finance & Insurance

      Discover our wide range of insurance and finance topics
    • Video Gallery

      Short videos on the latest Health & Finance topics.
    • Mental Wellbeing

      Start taking care of your mental health today.

    • Health Statistics

      Learn more about the current health statistic.
  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Read More
    • About AIA Bhd.

      Who we are, what we do, our vision and awards.

    • About AIA Public Takaful Bhd

      Who we are, what we do, our vision and awards.
    • About AIA General Berhad

      Who we are, what we do, our vision and awards.

    • About AIA Pension & Asset Management

      Who we are, what we do, our vision and awards.

    • Career Opportunities

      Interested to join our AIA family? Look for a role that suits you.

    • Community & Partnerships

      Giving back to the community is important to us.

    • Media Centre

      Financials, press releases and other info about AIA.
    • Events & Promotions

      Events & Promotions

    • Customer Charter

      Our Commitment to our Customers

  • Help & Support

    Help & Support

    We strive to assist you with any inquiries you might have with a high touch customer service experience.

    Contact AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now.

    • Locate Us

      Find us and our panel healthcare partners on Google Map
    • Claims Process And Guides

      Find Claims related information and guides here.
    • Premium Payment

      Find information and guides on how to pay premiums here.
    • FAQ

      Have a question? You may find the answer here.

    • Important Announcements

      Useful information for our customers
    • Form Library

      Need a form? Check our form library.
    • How to Guides

      Learn how to perform self serve transaction online at My AIA Portal.

  • My AIA

    My AIA

    Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

    Download My AIA
    Download My AIA
    Download My AIA
    Download My AIA
    • individual
      CUSTOMER PORTAL

      Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

      Register Login

    • corporate
      CORPORATE PORTAL

      For HR personnel and Intermediaries to manage the company's employee benefits portfolio effectively.

      Login

  • Language Select
    • EN
    • BM
  • Search
  • Contact Us
    • Contact Us

      Operating hours:
      Monday - Thursday: 8.30am - 5.30pm,
      Friday: 8.30am - 4.30pm
    • AIA BHD.
    • AIA PUBLIC TAKAFUL BHD.
    • AIA General Berhad
    • AIA Roadside Assist
Accident Protection
Prev | Next
Back to Top

  • {{title}}

    {{label}}

    • Xtra Guard PA

    Accident Protection

    Coverage Period

    UP TO 85 YEARS OLD (ADULT PLAN)

    UP TO 23 YEARS OLD (JUVENILE PLAN)

    Entry Age

    16 - 75 years old (ADULT PLAN)

    14 days - 15 years old (JUVENILE PLAN)

    You can buy this via

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    Accidents are unpredictable and unexpected. Therefore, it is essential for you to protect yourself against all kinds of accidents.

    Xtra Guard PA is a personal accident plan that takes care of your family and provides a financial safety net in the event of a serious injury, disability, or death due to accident.

    • Product Brochure Product Brochure
    • Product Disclosure Sheet Product Disclosure Sheet
    • SHARE SHARE

    What does it provide?

    • SUPPORT THROUGH THE WORST
      SUPPORT THROUGH THE WORST

      If you suffer losses from permanent total disability due to an accident, you will receive the Double Living benefit to help you cope with the effects of the disability and face the times ahead. 

    • ANNIVERSARY BONUS
      ANNIVERSARY BONUS

      Get up to 100% with the Anniversary Bonus

      if you continue to renew your policy for the first two policy years

    • MEDICAL PROTECTION & ALTERNATIVE TREATMENTS
      MEDICAL PROTECTION & ALTERNATIVE TREATMENTS

      We will reimburse you for medical and surgical expenses, such as inpatient and outpatient treatments caused by an accident. This plan also covers medical expenses provided by an acupuncturist, bonesetter, chiropractor or osteopath, following the injury due to an accident.

    • Weekly Payout (ADULT PLAN ONLY)
      Weekly Payout (ADULT PLAN ONLY)

      Receive a weekly payout for up to one year if you suffer from a temporary total/partial disability to compensate for the loss of income

    • WAIVER OF PREMIUM (juvenile plan only)
      WAIVER OF PREMIUM (juvenile plan only)

      If the policy owner passed away due to an accident or sustains a  Permanent Total Disability, we shall, subject to the terms and provisions, waive the premiums payable under the policy.

    Insurance Lingo Explained

    What does temporary total disability mean?

    This is when you become injured and disabled due to an accident and cannot work for a period of time.

    What does temporary partial disability mean?

    This happens if the injuries sustained during an accident caused you to be disabled and forces you to work at a reduced level while you recover.

    Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • You must disclose details such as your occupation, personal interests or hobbies that could affect your risk profile and number of personal accident policies that you have with other insurance companies.
    • After the first premium, a grace period of 31 days from the premium due date is allowed for payment of each premium. The policy will remain active during the grace period. If a loss occurs during the grace period, any unpaid balance of premiums due for the full policy year will be deducted from the proceeds payable under the policy.
    • You must tell us in writing if you change your occupation. We will review your new occupation to see if it falls within the occupation categories covered under this plan.
    • You must give us written notice of a claim within 30 days of the accident that caused your injury. If death occurs, an immediate notice of claim must be given to us.

    Similar Products

    ADD-ON

    A-Plus Accident Shield & A-Plus Total Accident Shield

    Accident Protection

    Boosts your coverage against accidents.

    COMPREHENSIVE

    Flex PA

    Accident Protection

    Takes care of the financial implications should your circumstances change after an accident.
    Our Products
    Life Protection
    Medical Protection
    Critical Illness Protection
    Savings & Investment
    Accident Protection
    Property Solution
    Motor Insurance
    Online Products
    Our Products
    Life Protection
    Medical Protection
    Critical Illness Protection
    Savings & Investment
    Accident Protection
    Property Solution
    Motor Insurance
    Online Products

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    What matters
    Health & Wellness
    Finance & Insurance
    Video Gallery
    Mental Wellbeing
    Health Statistics
    About Us
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    About AIA Pension and Asset Management Sdn. Bhd. 
    Careers
    Community & Partnership
    Events & Promotions
    Sitemap
    Help & Support
    Contact Us
    FAQ
    Important Announcement
    Form Library
    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
    What matters
    Health & Wellness
    Finance & Insurance
    Video Gallery
    Mental Wellbeing
    Health Statistics
    ABOUT US
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    About AIA Pension and Asset Management Sdn. Bhd. 
    Careers
    Community & Partnership
    Events & Promotions
    Sitemap

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    Help & Support
    Contact Us
    FAQ
    Important Announcement
    Form Library
    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Roadside Assist
    1-800-88-8733
    www.aia.com.my/roadsideAssist
    Copyright © 2023 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad 201001040438 (924363-W) AIA Pension and Asset Management Sdn. Bhd. 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
    Terms of Use | Privacy Statement | Code of Conduct | Sitemap