The Free Lifestyle Sports Cover provides the following coverage when you are participating in recreational sports activities in your leisure time in Malaysia.
Table of Benefits
Benefits |
AIA+ app User |
Non-AIA+ app User |
Accidental Death and Dismemberment |
RM5,000 |
RM2,500 |
Accidental Medical Reimbursement |
Up to RM500 |
Up to RM250 |
Daily Hospital Income |
RM50 per day, up to 30 days |
N/A |
Description of the benefits listed below:
| Benefits | Descriptions |
| Accidental Death & Dismemberment Benefit | When by reason of injury (i.e. only when carrying out the recreational sports activities for leisure purpose within Malaysia) the Covered Person suffers any of the events stipulated below, We shall pay the amount of benefit as shown in the Table of Benefits above:
|
| Accidental Medical Reimbursement | When by reason of Injury (i.e. only when carrying out the recreational sports activities for leisure purpose within Malaysia) the Covered Person requires treatment by a Registered Medical Practitioner or Surgeon, Confinement in a Hospital or the employment of a Licensed Nurse or Graduate Nurse, We shall reimburse the Reasonable and Customary expenses incurred within thirty (30) days from the date of Accident for such medical treatment, surgery, Hospital charges, nursing fees, medical/specialist report fees and ambulance fees, but not to exceed the amount of benefit as shown in the Table of Benefits above. However, in the event the Covered Person becomes entitled to a refund of all or part of such expenses from any other source, We shall only be liable for the excess of the amount recoverable from such other sources. All medical reimbursement claims must be supported by the original medical bill(s). |
| Daily Hospital Income | When by reason of Injury (i.e. only when carrying out the recreational sports activities for leisure purpose within Malaysia) the Covered Person requires Confinement in a Hospital, We shall pay the amount of benefit as shown in the Table of Benefits above for each day of hospitalisation, up to a maximum of thirty (30) days from the date of Accident, in respect of one (1) Confinement. Consecutive hospitalisations resulting from the same Injury shall be considered as one (1) Confinement. All Daily Hospital Income claims must be evidenced and supported by Hospital admission and discharge certification and/or original medical bill(s). |
Notes:
- AIA+ app user/non-AIA+ app user status of the Covered Person at point of claims will be used to determine the benefit amount payable.
- Each Covered Person is limited to signing up for this Free Lifestyle Sports Cover only ONCE during the coverage period.
- Each coverage period can claim on ONE (1) accident event only.
- During the coverage period, only 1 accidental event is covered. The Covered Person can claim for all 3 benefits from this 1 accidental event.
- There is no waiting period; The coverage is effective upon successful registration.
- This free coverage is subject to a total claim limit of RM 1million (for AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad, combined (collectively known as “AIA”, “We”, “Us” or “Our”)). This is aggregated between all the free covers which are offered by Us.
- Please refer to Appendix 1 for the definitions.
- Please refer to Question 9 for the exclusions to Free Lifestyle Sports Cover.
