Free Dengue Cover

The Free Dengue Cover provides a daily hospital cash allowance for those who have been hospitalised and are unable to work due to an accident or an infectious disease diagnosis. This cover is available for those who have been hospitalised for at least 3 consecutive days, up to 14 days in total.

Coverage Summary

Daily Hospital Cash Allowance (up to 14 days in total)	Amount Payable
Daily Hospital Cash Allowance (up to 14 days in total)	AIA+ app User	Non-AIA+ app User
For normal ward admission	RM100 per day	RM50 per day
For Intensive Care Unit (ICU) admission	RM200 per day	RM100 per day

List of Infectious Diseases:

Anthrax Infection	Ebola	Melioidosis or “Soil Disease”	Rubella
Avian Influenza or “Bird Flu”	Hand, Foot and Mouth Disease (HFMD)	Middle East Respiratory Syndrome (MERS-CoV)	Severe Acute Respiratory Syndrome (SARS)
Chikungunya Fever	Japanese Encephalitis	Mumps	Tuberculosis
Cholera	Legionnaires’ Disease	Nipah Virus Encephalitis	Variant Creutzfeldt-Jakob Disease (vCJD) or “Mad Cow Disease”
COVID-19	Malaria	Plague	Yellow Fever
Dengue Fever	Measles	Rabies	Zika Virus

Description of the coverage:

Daily Hospital Cash Allowance for admission into normal ward or ICU

When by reason of Injury or diagnosis of an Infectious Disease the Covered Person requires Confinement in a Hospital for at least three (3) consecutive days (in normal ward and/or in ICU), We shall pay the amount payable as shown in the Coverage Summary for each day of hospitalisation, up to a maximum of fourteen (14) days from the date of Accident or Infectious Disease, in respect of one (1) Confinement. Consecutive hospitalisations resulting from the same Injury shall be considered as one (1) Confinement.

All Daily Hospital Allowance claims must be evidenced and supported by Hospital admission and discharge certification and/or original medical bill(s).

Notes:

1. AIA+ app user/non-AIA+ app user status of the Covered Person at point of claims will be used to determine the amount payable.

2. Each Covered Person is limited to signing up for this Free Dengue Cover only ONCE during the coverage period.

3. During the coverage period, only 1 accidental/infectious disease event is covered. The Covered Person can claim from both normal ward admission and ICU admission if the claim events are caused by a single accident/ infectious disease only. A minimum confinement in hospital of at least 3 consecutive days is required. There is no waiting period for accident events; however, the 14 days waiting period for infectious disease diagnosis applies.

4. This free coverage is subject to a total claim limit of RM 1million (combined limit for AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad), whichever is earlier. This combined limit is aggregated between all the free covers.

5. Please refer to Appendix 1 for the definition of the capitalised terms.

6. Please refer to Question 10 for the exclusions to Free Dengue Cover.

You can sign up for this free coverage from 1 August 2026 until 30 September 2026.

To be eligible for this free coverage, the customer needs to be:

a) An individual within the accepted countries who are residing in Malaysia; and

b) Between the age of 18 and 55.

Note: The list of accepted countries is based on the selections available in the microsite registration form.

You can reach out to any AIA Life Planner to sign up through the dedicated microsite.

Provide the relevant information below via the dedicated microsite during the registration period:

Covered Person’s information:
1. Full Name as per NRIC / Passport
2. NRIC / Passport Number
3. Phone number
4. E-mail Address
5. Nationality
6. Residential Address
7. Date of Birth
8. Where did you hear about this

If you do not know any AIA Life Planner, please reach out to us via the enquiry form on our website following the steps below:
Go to aia.com.my > “Contact us” > “Enquiry form” > Select “Life Planner Related” under Category

The coverage period of this Free Dengue Cover is effective upon successful registration, subject to 14 days waiting period for infectious disease events, until 31 October 2026, or until the combined total claims limit of RM1 million (across AIA Bhd., AIA PUBLIC Takaful Bhd., and AIA General Berhad) is reached, whichever occurs first.

The total claims limit of RM1 million is aggregated between all the free covers which are offered by Us. AIA reserves the right to withdraw this Free Dengue Cover at any time with prior notice

No. The coverage is only eligible for individuals within the accepted countries who are residing in Malaysia.

Yes. The hospitalisation requirement for at least 3 consecutive days is based on total number of days in normal ward and ICU.

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