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{{label}}Our people are the foundation of our success and the drivers of our promise to help Malaysians live healthier, longer, better lives.
Independent Non-Executive Director (Chairperson)
Puan Mahani holds a Bachelor of Economics (majoring in Business Administration) from University of Malaya. She has over 27 years of working experience in the banking industry. She began her career with Bank Negara Malaysia in 1977 where she spent 7 years in Reserves Management. In 1984, she moved on to RHB Bank in Singapore and held various positions in the Treasury and Offshore Banking, and Consumer Banking. She returned to RHB Bank Kuala Lumpur in 2001, where she held senior management positions in premium banking and international division, up to her last designation in 2004 as Executive Vice President of operations and services.
Independent Non-Executive Director
Datuk Husni holds a Bachelor of Science (Hons.) Resource Economics from University Putra Malaysia. Datuk Husni had served at Malaysian missions in the Philippines, Pakistan and United Kingdom and was an Ambassador of Malaysia to Kuwait and Ambassador of Malaysia to Thailand. Datuk Husni was appointed as the High Commissioner of Malaysia to Singapore on 23 August 2013 before his retirement from government service in 2016. Datuk Husni has over 34 years of experience and expertise in managing international relations as a diplomat and Senior Management team of the Malaysian Ministry of Foreign Affairs.
Non-Independent Non-Executive Director
Dato’ Chang was appointed to the Board of AIA PUBLIC Takaful Bhd. since the Company’s inception on 11 March 2011. Dato’ Chang holds a Master’s degree in Business Administration from the University of Hull, United Kingdom. He is also a Chartered Banker of the Chartered Banker Institute (CBI), United Kingdom. Dato’ Chang has over 45 years of experience in the banking and finance industry. Dato’ Chang is currently the Deputy Chief Executive Officer of Public Bank Berhad.
Independent Non-Executive Director
Datin Dr. Rusnah holds a Ph.D in Accounting from University of Malaya. She obtained her first degree in Accounting from the same university and obtained her Master of Science in Accounting and Finance from University of Stirling, Scotland. She also holds an Executive Diploma in Syariah from University Malaya Centre of Continuing Education and was accorded the Best Student Award. She was until October 2022 an Associate Professor of the Faculty of Business and Accountancy at University Malaya.
Independent Non-Executive Director
Mr Chong graduated in Accounting from the University of Malaya in 1981 and is a Member of the Malaysian Institute of Certified Public Accountants and the Malaysian Institute of Accountants. Mr Chong has more than 40 years of experience in all aspects of financial and business management in the corporate sector, financial institutions and auditing. His last executive position prior to retirement was Chief Financial Officer of Genting Berhad, where he worked for 16 years.
Executive Director
Mr. Ng is a Fellow of the Society of Actuaries and Fellow of the Casualty Actuarial Society in the United States. He holds a bachelor’s degree in Business Administration with highest distinctions from the University of Nebraska-Lincoln, United States. Mr. Ng has more than 26 years of experience in the insurance industry. He joined AIA in 2011 and was appointed as CEO of AIA Bhd. on 15 August 2019. Prior to his current appointment, he was the President Director and CEO of AIA Indonesia since June 2014. Mr. Ng also served as CEO of AIA Group’s Corporate Solutions business and Regional Business Development Director and Interim CEO for AIA Taiwan. Mr. Ng has held an extensive range of leadership roles across both business and finance functions including Chief Financial Officer, Chief Operating Officer and Chief Marketing Officer.
Independent Non-Executive Director
Dato’ Seri Mohamed Hassan Kamil was the Group CEO of Syarikat Takaful Malaysia Keluarga Bhd and had retired from the Group on 31 December 2021. At the helm of Takaful Malaysia since 2007, Dato’ Seri Mohamed Hassan Kamil has propelled the company to become one of the top Takaful operators in Malaysia and has steered the Group to a higher level with proven and sustainable financial performance. He graduated with a Bachelor of Science degree in Actuarial Science and Master in Business Administration from the University of Iowa, USA. He is a Fellow of the Society of Actuaries, USA and a Chartered Life Underwriter.
Dr. Ab Mumin Ab Ghani (Chairman) obtained his Diploma in Education, Bachelor of Economics (Hons.) and Master of Business Administration from the National University of Malaysia in 1979 and 1987 respectively. He then received his Ph.D in Islamic Studies from University of Malaya in 1998.
Dr. Ab Mumin Ab Ghani served as Associate Professor at Academy of Islamic Studies, University of Malaya from 1989 until 2016 where he published a number of research works related to Islamic finance. During this period, Dr. Ab Mumin Ab Ghani was entrusted with several senior roles at the Academy of Islamic Studies as well as University of Malaya.
His other notable contributions in the field of Islamic finance at national level includes, his roles as member of working committee at Economic Planning Unit of Prime Minister’s Department, Deputy Chairman of Committee for Formulating Program Standards for Muamalat and Islamic Finance at Ministry of Higher Education, member of Research Committee on Direction of Muamalat and Islamic Finance in Malaysia.
Dr. Ab Mumin Ab Ghani served as the Chairman of Shariah Committee for Hong Leong Islamic Bank Berhad from 2004 until 2020 and Hong Leong MSIG Takaful Berhad from 2006 until 2020. Dr. Ab Mumin Ab Ghani was also a Shariah Committee Member of Bank Kerjasama Rakyat Malaysia Berhad from 2004 until 2006. He currently sits as a Shariah Committee member for Public Islamic Bank Berhad.
Ir. Dr. Muhamad Fuad Abdullah has dual academic qualifications in engineering as well as in Islamic studies. He obtained his Bachelor and Master of Philosophy Degrees in Electrical Engineering from Southampton University, England in 1977 and 1982, respectively. He then completed his Bachelor of Arts (Shariah) Degree at Jordan University in 1994. His highest academic qualification is PhD. in Muslim Civilisation awarded in 1996 by Aberdeen University in Scotland.
Dr. Muhamad Fuad plays an active role in the academic world. He had served as an adjunct professor/lecturer at several local universities including Universiti Teknologi Petronas, Universiti Pertanian Malaysia and Universiti Teknikal Malaysia Melaka; as an Industry Advisory Panel of Electrical Engineering Programmes at Universiti Teknologi Mara, Multimedia University and Universiti Tenaga Nasional; and had served from 2007 to 2010 as a member of the Board of Studies of the International Islamic University Malaysia Bachelor Program in Fiqh & Usul Fiqh. He was the Chief Executive of The Netherlands Maritime Institute of Technology in Johor Bahru in 2019. Presently, he is a member of the Board of Directors of Universiti Sains Islam Malaysia and Universiti Tun Abd Razak Sdn Bhd.
Dr. Muhamad Fuad has held a number of board directorships including those of Institut Kefahaman Islam Malaysia, MIDF Berhad, MIDF Property Berhad, Sime Darby Berhad, Sime Darby Property Berhad and Island & Peninsular Bhd. He is currently the Chairman of Gagasan Nadi Cergas Bhd and a board member of PNB Commercial Sdn Bhd.
Dr. Muhamad Fuad is currently a member of the Shariah Committee of Public Islamic Bank Bhd and a member of the Shariah Advisory Committee of BIMB Securities Sdn Bhd. He had served as the Chairman of the Shariah Committees of MIDF Bhd and MNRB Retakaful Sdn Bhd and was a member of the Shariah Committee of MNRB Holdings Berhad.
YM Engku Ahmad Fadzil YM Engku Ali obtained his bachelor’s degree in Law followed by a second degree in Law (Shariah) from the International Islamic University Malaysia in 1993 and 1994 respectively. He then completed his Masters in Islamic Judiciary from Jordan University in 2000.
He was admitted as an advocate and solicitor at High Court of Malaya in 1995. He was also a lecturer at International Islamic University Malaysia from 1994 until 2014 where he taught Law of Successions, Islamic Jurisprudence and Islamic Criminal Laws. Previously, YM Engku Ahmad Fadzil YM Engku Ali was a member of the fatwa research panel of Jabatan Mufti Kerajaan Negeri Sembilan and a Senior Fellow at the Institut Kajian Strategik Islam Malaysia.
YM Engku Ahmad Fadzil YM Engku Ali is also currently qualified to deliver Islamic teachings in Negeri Sembilan, Sarawak, Selangor, Penang and Federal Territory of Kuala Lumpur.
Previously, YM Engku Ahmad Fadzil YM Engku Ali served Bank Muamalat Malaysia Berhad as its Shariah Committee Member. YM Engku Ahmad Fadzil YM Engku Ali is currently a Shariah Committee member for Bank Pertanian Malaysia Berhad (Agrobank) and Public Islamic Bank Berhad. He is also a director at Tijarah Hati Murni Sdn Bhd.
Encik Khairil Anuar obtained his Diploma in Business Studies from Universiti Teknologi Mara (UiTM) in 1983. He then obtained his Bachelor of Science (Business Administration) and his Master in Business Administration from St. Louis University, Missouri, USA in 1986 and 1987 respectively.
Encik Khairil Anuar had served in numerous positions across numbers of departments and divisions in HSBC Bank Malaysia Berhad where his last position in HSBC Bank Malaysia Berhad was the Manager, Islamic Banking Division. Subsequently, he served as Head, Islamic Banking Division in Bank Simpanan Nasional, Malaysia before pursuing his career in Middle East.
During his tenure in Middle East, he had been entrusted to hold several senior key positions namely Vice President, Head of Marketing in Emirates Islamic Bank, Dubai, Head of Retail Business in Badr Al-Islamic, Dubai and Senior Vice President, Head of Structuring, Product and Business Performance, Wholesale Banking Group Al Hilal Bank in Abu Dhabi, United Arab Emirates.
Among his expertise are product development for asset, liability, trade and cash management and complex Islamic finance transactions structuring including sukuk and syndications. Additionally, Encik Khairil Anuar possesses an abundance of experience in strategic planning and marketing which entitles him to a vast knowledge and exposure towards subject matters related to Islamic finance industry.
Encik Khairil Anuar is currently the Principal and Co-Founder of Masryef Management House, a boutique Islamic Finance Consulting Firm (the Firm) since 2019, providing services and consultation in relation to advisory, governance, product development, review and audit.
Shabnam Mohamad Mokhtar obtained her bachelor’s degree in Accountancy from Universiti Putra Malaysia in 2001. She then achieved her Master of Science in Accounting from University of Illinois in 2003. She has also earned several postgraduate certificates from Middlesex University, London in Mechanics of Fintech and A.I, Mechanics of Project Finance, and Mechanics of International Trade Finance. She secured her Certified Shariah Adviser & Auditor (CSAA) qualification from Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) in 2018.
Puan Shabnam served in International Shariah Research Academy (ISRA) where she spearheaded research for the Islamic capital market unit. Prior to that, she was a lecturer in Universiti Putra Malaysia where she taught Bank Management, Financial Management and Islamic Financial Management to name a few.
Currently, she serves as the Managing Director of SHAPE® Knowledge Services (M) Sdn Bhd. She has been with the SHAPE Group since 2010. Besides developing novel Islamic Finance products in different markets, Shabnam manages strategic and business plan formulation for clients launching Islamic operations. She also structures and delivers customised trainings for clients covering full spectrum of Islamic Finance activities. With a global clientele experience, Shabnam brings implementation knowledge taking into account the business context, regulation and Shariah views in different markets.
Shabnam was appointed as the Securities Commission – Oxford Centre for Islamic Studies Islamic Finance Visiting Fellow for 2021/2022. She is interested in multi-disciplinary research especially in the area of impact investing, sustainability, innovation and technology. At Oxford, she focused on Blue Economy, Impact Investing and lessons for Islamic Finance.
Puan Shabnam Mohamad Mokhtar is currently a Shariah Committee member of RHB Islamic Bank Berhad. Previously, she served as a Syariah Advisory Panel of Malaysian Rating Corporation from 2010 to 2014.
Chief Executive Officer
Elmie was appointed to lead AIA’s Family Takaful business in 2015. His key responsibility is to develop the Family Takaful business, drive product innovation and increase the Takaful penetration rate in the Bumi segment by leveraging on AIA and Public Bank Berhad’s leadership positions and established infrastructure and distribution networks.
Director, Takaful Finance
Yuet Ping leads the Takaful Finance team that is responsible for treasury and reconciliations, finance and general ledger operations, financial reporting, as well as financial control and investment.
Associate Director, Takaful Actuarial
Phei San leads the Takaful Actuarial team that is responsible for the Company’s financial resiliency, to ensure that there are adequate financial safeguards in place to manage key emerging risks to the financial condition and capital adequacy of the Company.
Associate Director, Business Governance
Reena Sari leads the Business Governance team that is responsible for driving sustainable business growth through successful distribution channel management while strengthening the Company cost and operational efficiencies through effective operations and Information Technology (IT) management.
Associate Director, Customer Propositions Marketing
Adli leads the Customer Propositions Marketing team in developing the right solutions for AIA Family Takaful business. He is responsible for end-to-end product development; from the strategising and development stage up to the marketing of the products via various distribution channels.
Associate Director, Shariah, Legal & Secretarial
Daim leads the Shariah, legal & secretarial functions in the Company. He coordinates interaction between key stakeholders and also acts as the liaison officer with authorities and associations on regulatory matters.
Associate Director, Compliance
Faisal leads the Takaful Compliance team and has the primary responsibility of monitoring, overseeing and managing compliance risks within the Company, whilst ensuring the controls are adequate and operating as intended.
Associate Director, Strategy & Distribution Management
Sharizad leads the Strategy & Distribution Management team which focuses on implementing the company’s strategic planning initiatives as well as identify and drive sustainable business growth opportunities for all distribution channels.