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A-Plus Enrich20

Savings & Investment

Coverage Period

Up to 75 years old

Entry Age

14 DAYS - 55 YEARS OLD

You can buy this via

AIA life planner

WHAT IS THIS PRODUCT ABOUT

Everyone needs a financial plan that will help them realise their goals. If you're looking to enhance your savings and protection, A-Plus Enrich20 is an option you can add on to your A-Enrich20 plan to meet your changing needs.

WHAT DOES IT PROVIDE?

LIMITED PREMIUM PAYMENT TERM

You only need to pay for this plan over 20 years to enjoy coverage up to age 75.
ADDITIONAL GUARANTEED CASH PAYMENTS

This plan will give you additional guaranteed cash payments on top of the ones you will receive from your A-Enrich20 plan.
Death Benefit

This plan provides your family with a lump sum payment if you pass away.
Total and Permanent Disability Benefit

You will receive a lump sum payment if you suffer total and permanent disability (TPD).
ENJOY POTENTIAL DIVIDENDS

After your fifth policy year, you are entitled to receive any declared annual dividends. You may also receive a terminal dividend when your policy ends.
MATURITY BENEFIT

When your plan ends, you will receive 150% of the sum covered by this add-on plan as well as any accumulated guaranteed cash payments and dividends. This will be paid to you as a lump sum.

Insurance Lingo Explained

What does lump sum mean?

This is a single, large claim payment.

What does annual dividend & terminal dividend mean?

You may receive extra cash in the form of annual dividends. In addition, a terminal dividend may be paid out to you when you make a claim, choose to stop the policy or when the policy ends.

What does total & permanent disability mean?

It means that because of a sickness or injury, a person is unable to ever work again.

What does maturity mean?

This is the date when your insurance coverage for this plan ends.

Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.

THE TERMS & CONDITIONS AT A GLANCE

- COLLAPSE + EXPAND

This plan covers up to age 75.
Coverage for TPD is up to age 65.
The two dividends consist of Annual Dividends and Terminal Dividend. Dividends are not guaranteed.
Guaranteed Cash Payments are payable yearly starting from the end of 5th policy year until its maturity at age 75.
The premium rates of this plan is level and based on the age at issue date of the plan.
The premiums for this plan are guaranteed.
The premiums paid for this plan may qualify you for a personal tax relief , subject to the final decision of the Inland Revenue Board of Malaysia.