Life Protection
Protect your loved ones’ future from life’s uncertainties.
A‑Plus Enrich20
Savings & Investment
Coverage Period
Up to 75 years old
Entry Age
14 DAYS - 55 YEARS OLD
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
Everyone needs a financial plan that will help them realise their goals. If you're looking to enhance your savings and protection, A-Plus Enrich20 is an option you can add on to your A-Enrich20 plan to meet your changing needs.
WHAT DOES IT PROVIDE?
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LIMITED PREMIUM PAYMENT TERM
You only need to pay for this plan over 20 years to enjoy coverage up to age 75.
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ADDITIONAL GUARANTEED CASH PAYMENTS
This plan will give you additional guaranteed cash payments on top of the ones you will receive from your A-Enrich20 plan.
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Death Benefit
This plan provides your family with a lump sum payment if you pass away.
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Total and Permanent Disability Benefit
You will receive a lump sum payment if you suffer total and permanent disability (TPD).
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ENJOY POTENTIAL DIVIDENDS
After your fifth policy year, you are entitled to receive any declared annual dividends. You may also receive a terminal dividend when your policy ends.
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MATURITY BENEFIT
When your plan ends, you will receive 150% of the sum covered by this add-on plan as well as any accumulated guaranteed cash payments and dividends. This will be paid to you as a lump sum.
Insurance Lingo Explained
What does lump sum mean?
This is a single, large claim payment.
What does annual dividend & terminal dividend mean?
You may receive extra cash in the form of annual dividends. In addition, a terminal dividend may be paid out to you when you make a claim, choose to stop the policy or when the policy ends.
What does total & permanent disability mean?
It means that because of a sickness or injury, a person is unable to ever work again.
What does maturity mean?
This is the date when your insurance coverage for this plan ends.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
THE TERMS & CONDITIONS AT A GLANCE
- This plan covers up to age 75.
- Coverage for TPD is up to age 65.
- The two dividends consist of Annual Dividends and Terminal Dividend. Dividends are not guaranteed.
- Guaranteed Cash Payments are payable yearly starting from the end of 5th policy year until its maturity at age 75.
- The premium rates of this plan is level and based on the age at issue date of the plan.
- The premiums for this plan are guaranteed.
- The premiums paid for this plan may qualify you for a personal tax relief , subject to the final decision of the Inland Revenue Board of Malaysia.