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    • A-Plus Enrich20

    Savings & Investment

    Coverage Period

    Up to 75 years old

    Entry Age

    14 DAYS - 55 YEARS OLD

    You can buy this via

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    Everyone needs a financial plan that will help them realise their goals. If you're looking to enhance your savings and protection, A-Plus Enrich20 is an option you can add on to your A-Enrich20 plan to meet your changing needs. 

    • Product Brochure Product Brochure
    • SHARE SHARE

    WHAT DOES IT PROVIDE?

    • LIMITED PREMIUM PAYMENT TERM
      LIMITED PREMIUM PAYMENT TERM

      You only need to pay for this plan over 20 years to enjoy coverage up to age 75.

    • ADDITIONAL GUARANTEED CASH PAYMENTS
      ADDITIONAL GUARANTEED CASH PAYMENTS

      This plan will give you additional guaranteed cash payments on top of the ones you will receive from your A-Enrich20 plan. 

    • Death Benefit
      Death Benefit

      This plan provides your family with a lump sum payment if you pass away. 

    • Total and Permanent Disability Benefit
      Total and Permanent Disability Benefit

      You will receive a lump sum payment if you suffer total and permanent disability (TPD). 

    • ENJOY POTENTIAL DIVIDENDS
      ENJOY POTENTIAL DIVIDENDS

      After your fifth policy year, you are entitled to receive any declared annual dividends. You may also receive a terminal dividend when your policy ends. 

    • MATURITY BENEFIT
      MATURITY BENEFIT

      When your plan ends, you will receive 150% of the sum covered by this add-on plan as well as any accumulated guaranteed cash payments and dividends. This will be paid to you as a lump sum. 

    Insurance Lingo Explained

    What does lump sum mean?

    This is a single, large claim payment.

    What does annual dividend & terminal dividend mean?

    You may receive extra cash in the form of annual dividends. In addition, a terminal dividend may be paid out to you when you make a claim, choose to stop the policy or when the policy ends.

    What does total & permanent disability mean?

    It means that because of a sickness or injury, a person is unable to ever work again. 

    What does maturity mean?

    This is the date when your insurance coverage for this plan ends.  

    Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner. 

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • This plan covers up to age 75.
    • Coverage for TPD is up to age 65.
    • The two dividends consist of Annual Dividends and Terminal Dividend. Dividends are not guaranteed.
    • Guaranteed Cash Payments are payable yearly starting from the end of 5th policy year until its maturity at age 75.
    • The premium rates of this plan is level and based on the age at issue date of the plan.
    • The premiums for this plan are guaranteed.
    • The premiums paid for this plan may qualify you for a personal tax relief , subject to the final decision of the Inland Revenue Board of Malaysia. 
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
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    603 2056 1111
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    1300-88-8922
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    1300-88-1899
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    1-800-88-8733
    What matters
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA Public Takaful
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
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