EMPLOYEE VOLUNTARY SOLUTIONS

PORTABLE AND COMPREHENSIVE MEDICAL PROTECTION

This plan provides you with comprehensive medical protection that you can bring with you when you leave your company and even after you retire.

HEALTH WALLET – REWARDS YOU FOR NOT MAKING CLAIMS

An amount will be credited to your Health Wallet for each policy year you do not make a claim, up to 10 times. If you have fully utilised your annual limit or lifetime limit, the amount in the Health Wallet can be used to pay for the remaining eligible expense. Upon death, any remaining amount in the Health Wallet will also be payable, up to 2 times of the coverage amount of the basic plan that A-Plus Health Guard is attached to.

DEDUCTIBLE FEATURE TO REINFORCE YOUR CURRENT MEDICAL COVERAGE

This product comes with a deductible amount of RM20,000 to help you take care of your high medical expenses when your current medical coverage is insufficient to support. The deductible amount is applicable to In-Patient Care and Out-Patient Care benefits.

HEALTH REWARDS – REWARDS YOU FOR STAYING HEALTHY

Sign up for AIA Vitality when you purchase A-Plus Health Guard to enjoy Health Rewards such as waiver on a portion of the deductible amount upon hospital admission, room and board limit upgrade and/or boost your Health Wallet amount.

The healthier the choices you make, the higher your AIA Vitality Status will be, and you enjoy greater Health Rewards.

Extensive coverage for COVID-19

Under this medical plan, you will receive extensive coverage for COVID-19. If you were to experience any side effects or complications from taking an approved COVID-19 vaccine that requires hospital admission, you will be covered for the cost of your medical treatments. Our COVID-19 coverage also includes hospitalisation in the event you contract COVID-19, whether it is an admission to a government or private hospital, as deemed necessary.

For more information, head on over to https://www.aia.com.my/en/covid-19-updates.html#coverage