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    • Vitality

    A-Enrich Wealth

    Savings & Investment

    Coverage Period

    20 YEARS TERM

    Entry Age

    14 DAYS - 65 YEARS OLD

    You can buy this via

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    Looking for a financial solution that helps you realise your goals, be it buying a new house, saving for your children's education, your retirement plan or even growing your wealth?

    A-Enrich Wealth is a short-pay savings plan that provides you with both savings and investment elements in a single plan. You can also maximise your investment returns via the plan's regular or ad hoc top-up options.

    Read more about A-Enrich Wealth in Bahasa Malaysia.

    • Product Brochure Product Brochure
    • Share Share

    What does it provide?

    • Short premium payment term
      Short premium payment term

      Enjoy 20 years of coverage and benefits with only 10 years premium payment.

    • Protecting the future of your loved ones
      Protecting the future of your loved ones

      Pays 200% of your coverage amount plus any account value if you pass away or suffer from total and permanent disability (TPD).
       

      Pays 300% of your coverage amount plus any account value if you pass away or suffer from total and permanent disability (TPD) due to an accident.

    • investment booster
      investment booster

      Every 2 years, an Investment Booster will be allocated into your policy to boost your account value.
       

      End of Policy Year Investment Booster as % of Annual Premium
      2, 4, 6 10%
      8, 10, 12 20%
      14, 16, 18 30%

    • SAVINGS BOOSTER
      SAVINGS BOOSTER

      You will be rewarded with an additional 40% of Annual Premium payable upon policy maturity if:

      - The premiums for the basic plan have been paid on time; and

      - No partial withdrawal has been made from the account value (excluding the account value from regular top-up and ad hoc top-  up premiums); and

      - No policy loan has been taken out from the cash value.

    • maturity benefit
      maturity benefit

      Upon policy maturity, you will receive guaranteed 500% of Annual Premium plus any account value.

    • VITALITY BOOSTER
      VITALITY BOOSTER

      When you purchase A-Enrich Wealth and sign up as an AIA Vitality member, depending on your AIA Vitality Status, you may receive additional account value, when your policy matures or when your policy terminates due to death or TPD, without having to pay any additional premiums.

    • top-up option
      top-up option

      You can save more by performing an ad hoc top-up at any time or opt for a regular top-up which will take effect from the 11th policy year onwards 

    Do you want additional protection?

    To enhance your protection, you may choose to add any of the optional riders below according to your needs.

    • A-Plus Waiver

      Critical Illness Protection

      This option waives the future basic plan premium payment (excluding Regular Top-up Premium, if any) if the Insured is diagnosed with any one of the 38 covered critical illnesses.

    • A-Plus Parent Waiver

      Life Protection

      This option waives the future basic plan premium payment (excluding Regular Top-up Premium, if any) if the Insured's parent pass away or suffer TPD.

    • A-Plus Parent Waiver CI

      Critical Illness Protection

      This option waives the future basic plan premium payment (excluding Regular Top-up Premium, if any) if the Insured's parent is diagnosed with any one of the 38 covered critical illnesses.

    + View more options
    - View less options

    Like what you've read? This is just a summary of our product. Please refer to the terms and conditions below. If you want more information, you can view our brochure or contact an AIA Life Planner.

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • The coverage for death is up to the basic plan's coverage term while TPD is up to age 70.
    • The additional coverage for accidental death and accidental TPD is up to age 70.
    • Annual Premium refers to the sum of Basic Premium and A-Plus Enhancer Premium, excluding any loading premium.
    • The premium rates of this plan is level and based on the age at issue date of the plan.
    • You will be granted with an initial 20% of Vitality Booster Percentage. Vitality Booster Percentage will change based on your AIA Vitality Status at every Vitality Booster Anniversary.
    • Vitality Booster amount is determined by multiplying the current Vitality Booster Percentage with the account value (excluding account value from Ad Hoc Top-up Premium and Regular Top-up Premium, if any), subject to a maximum of 50% of your basic plan’s coverage amount. It is payable upon maturity or upon termination of policy due to death or TPD claims (if applicable).
    • Regular top-up option is available at the point of application only.
    • You may switch your funds according to your needs. No switching fee will be imposed.
    • Your policy account value is not guaranteed and fluctuates based on the performance of AIA's investment-linked fund. The potential risks in investing in the funds are borne solely by you.
    • The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
    • Please note that premiums paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
    • The information above is not exhaustive. It is recommended that you request for a copy of the Sales Illustration and Product Disclosure Sheet to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
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    1300-22-7771
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    1-800-88-8733
    www.aia.com.my/roadsideAssist
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