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    • Takaful

    AIA i-Med Basic

    Online Products

    Coverage Period

    YEARLY RENEWABLE UP TO 70 YEARS OLD

    Entry Age

    16 - 55 YEARS OLD

    You can sign-up via

    Online

    WHAT IS THIS PRODUCT ABOUT

    AIA i-Med Basic provides you coverage for medical treatment and hospitalisation at an affordable price. This plan is suitable if you are looking for a basic medical coverage. You can participate in AIA i-Med Basic directly online and be protected immediately.

    This plan is only open to Malaysian citizens residing in Malaysia.

    This plan is commission-free and no intermediaries are involved in the sales or marketing of AIA i-Med Basic.

    Please refer to the terms and conditions.

    It is important for you to know your coverage needs based on your financial budget before participating in this plan. Click the Know Your Budget button to complete a simple assessment.

    Click here for the insurance version of this product
    Know Your Budget & Coverage Needs
    • Share Share
    • Faq Faq
    • Product Documents Product Documents

    WHAT DOES IT PROVIDE?

    • Hospital Room and board benefit
      Hospital Room and board benefit

      Reimbursement up to RM100 per day for your room and board for a maximum of 120 days per year.

    • Annual and life time limit
      Annual and life time limit

      The maximum eligible medical expenses payable by us is RM20,000 annually, subject to RM80,000 per lifetime.

    • Intensive care unit (ICU) coverage
      Intensive care unit (ICU) coverage

      Reimbursement for daily cost of intensive care up to the annual limit of your plan for a maximum of 120 days per year.

    • In-hospital related fees
      In-hospital related fees

      Reimbursement up to the annual and lifetime limits for in-hospital related fees, such as hospital supplies and services, surgical fees and operating theatre fees.

    • RM300 Deductible
      RM300 Deductible

      You have to pay the first RM300 out of the eligible expenses for Any One Disability, and we will pay for the rest of the eligible expenses.

    • Underwriting Surplus
      Underwriting Surplus

      If there is any excess from the Participant's risk fund at the end of every year, AIA PUBLIC will share it with the eligible Participants at 50:50 ratio.

    Takaful Lingo Explained

    What does deductible mean?

    Deductible is a fixed amount you have to pay for the medical expenses incurred as cost sharing. You have to pay the first RM300 out of the eligible expenses for any one disability, and we will pay for the rest of the eligible expenses.

    What does lifetime limit mean?

    This is the maximum claimable amount throughout your life time, which you may normally find in a medical plan. 

    What does annual limit mean?

    This is the maximum claimable amount in a year for a medical plan

    THE TERMS AND CONDITIONS AT A GLANCE
    THE TERMS AND CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • AIA PUBLIC shall only pay the eligible medical expenses up to an amount we consider is reasonable and customary, provided that the medical care is medically necessary.
    • This plan does not cover pre and post hospitalization and outpatient treatment.
    • Total benefits payable for medical treatment are subject to your Annual Limit and Lifetime Limit.
    • There is a deductible of RM300 for any one disability. "Any One Disability" means that if two or more confinements are due to the same or related disability, or any complications arising from it, such confinements shall be regarded as one confinement if each of them is not separated by more than 90 days from the discharged date.
    • You are covered worldwide but subject to maximum of 90 days protection if you are traveling outside Malaysia.
    • The contribution payable will increase depending on your attained age when the contribution is due. 
    • The contributions for this plan is not guaranteed and AIA PUBLIC reserves the right to revise the contribution by giving you 30 days written notice.
    • The contributions paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
    • You will have to serve a waiting period before you can make any claims under this plan. Different waiting periods shall apply for different illnesses. 
    • This plan is underwritten by AIA PUBLIC Takaful Bhd. (AIA PUBLIC) and AIA PUBLIC is licensed under Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia.

    Similar Products

    BASIC

    AIA i-Starter Plan

    Online Products

    This is a Perlindungan Tenang product. A simple and affordable takaful plan with death coverage, from as low as RM0.11/day*. Get a quotation now.

    *Depending on your gender, smoker status, and health condition.

    takaful

    BASIC

    AIA i-One Plan

    Online Products

    A simple and affordable takaful plan with death and total and permanent disability coverage (TPD), from as low as RM0.18*. Get a quotation now.

    *Depending on your gender, smoker status, and health condition.

    takaful
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    AIA Malaysia
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    50450 Kuala Lumpur
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    1300-88-1899
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    603 2056 1111
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    1300-88-8922
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    1300-88-1899
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    1300-22-7771
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    1-800-88-8733
    What matters
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    ABOUT US
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Roadside Assist
    1-800-88-8733
    www.aia.com.my/roadsideAssist
    Copyright © 2023 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad 201001040438 (924363-W) AIA Pension and Asset Management Sdn. Bhd. 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
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