A-Plus Health

COMPREHENSIVE MEDICAL PROTECTION

This plan provides you with comprehensive medical protection. It takes care of your medical bills and lets you focus on your treatment and recovery.

Health wallet - rewards you for not making claims

An amount will be credited to your Health Wallet for each policy year you do not make a claim, up to 10 times. To complement your healthcare journey it provides benefits for illness prevention, extra coverage for the top 3 critical illnesses and coverage for mobility and hearing-related equipment in the case of disability and psychiatric consultation for the covered mental conditions. Upon death, any remaining amount in the Health Wallet will be payable, up to 2 times of the coverage amount of the basic plan that A-Plus Health is attached to.

Option to pay less

To enjoy lower premiums, you may choose a deductible amount of RM300 or RM20,000. The RM300 deductible option is only applicable for In-Patient Care, while the RM20,000 deductible option applicable for In-Patient Care and Out-Patient Care benefits.

Health Rewards - Rewards You for staying healthy

Sign up for AIA Vitality when you purchase A-Plus Health and also enjoy additional Health Rewards such as waiver on the deductible amount upon hospital admission, room and board limit upgrade and/or boost your Health Wallet amount.

The more healthy choices you make, the higher your AIA Vitality Status, and better your Health Rewards.  

Extensive coverage for COVID-19

Under this medical plan, you will receive extensive coverage for COVID-19. If you were to experience any side effects or complications from taking an approved COVID-19 vaccine that requires hospital admission, you will be covered for the cost of your medical treatments. Our COVID-19 coverage also includes hospitalisation in the event you contract COVID-19, whether it is an admission to a government or private hospital, as deemed necessary.

For more information, head on over to https://www.aia.com.my/en/covid-19-updates.html#coverage