Life Protection
Protect your loved ones’ future from life’s uncertainties.
A‑Plus Payor‑i & A‑Plus PayorCI‑i
Life Protection
Coverage Period
Up to 25 years old of The Child
Entry Age
16 - 60 YEARS OLD
You can participate in this plan via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
You want some certainty that even if the unthinkable happens to you, your loved ones can go on to pursue their dreams.
With A-Plus Payor-i and A-Plus PayorCI-i, you can ensure that your children stay protected even if you are no longer around to support them.
WHAT DOES IT PROVIDE?
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WAIVER ON CONTRIBUTIONS FOR YOUR CHILD'S PLAN
A-Plus Payor-i helps you ensure that your children and their hopes for the future will continue to be protected should something happen to you, leading to loss of your income.
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CRITICAL ILLNESS PROTECTION
With A-Plus PayorCI-i, you can make sure that your child's plan stays active until he or she turns 25, if you are diagnosed with a critical illness.
Takaful Lingo Explained
What does contribution mean?
This is the amount that you pay to participate in the plan to protect you and your loved ones for a specified risk over a specified time.
What does critical illness mean?
Critical illness refers to life-threatening condition which is defined in your Takaful certificate.
Like what you've read? This is just a summary of our product. If you want more information about this product, please request a copy of the Product Disclosure Sheet and Product Illustration from an AIA Life Planner.
THE TERMS & CONDITIONS AT A GLANCE
- A-Plus Payor-i and A-Plus PayorCI-i covers up to age 25 of the child or expiry of the basic plan, whichever is earlier.
- These plans are available as what we at AIA PUBLIC call “add-ons” (you may also hear people refer to them as “riders”). You may include these add-ons to your coverage when you participate in A-EnrichGold-i.
- The contribution rates of these plans are level and will not increase as your age increases.
- The contribution for A-Plus Payor-i is not guaranteed.
- The contribution for A-Plus PayorCI-i is not guaranteed and AIA PUBLIC reserves the right to revise the contribution by giving you 3 months' written notice.
- Please note that contributions paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
- You will have to serve a waiting period for A-Plus PayorCI-i before you can make any claims under these plans except for death and Total and Permanent Disability (TPD). Different waiting period shall apply for different benefits.