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      Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.

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      Avoid unforeseen medical expenses with AIA's medical insurance and takaful plans.

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      Focus on your recovery and not your financial commitments when you have AIA's critical illness insurance or takaful plans.

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      AIA Vitality is the science-backed wellness programme that works with you and rewards you for the healthy choices you make. Find out more

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Life Protection
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  • A-LifeLink 2

    Life Protection

    Coverage Period

    UP TO 70, 80, 100 YEARS OLD OR 25 YEARS TERM

    Entry Age

    16 YEARS OLD - 70 YEARS OLD

    You can buy this via

    AIA life planner


    WHAT IS THIS PRODUCT ABOUT

    A-LifeLink 2 is a flexible investment-linked plan that helps you protect your loved ones and invest with as little as RM 150 per month. We offer you the flexibility of changing the level of your protection and savings from time to time, to meet your ever-changing needs. 

    By attaching A-Plus Health to this plan, you can enjoy comprehensive medical protection. Plus, for every year you do not make a claim, you get money credited to a Health Wallet which you can use to claim for expenses not normally covered by insurance such as health check ups, recovery treatments, medical care for congenital conditions and more.

    Additionally, AIA Vitality members can boost their Health Wallet, have their deductible (the upfront payment from you) waived and get a room upgrade if hospitalised, at no additional cost, simply by staying healthy.

    • Product Brochure Product Brochure
    • Share Share

    Please note that this is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trust.

    WATCH THE PRODUCT BENEFITS EXPLAINED

    WHAT DOES IT PROVIDE?

    • PROTECTION AND SAVINGS IN ONE PLAN
      PROTECTION AND SAVINGS IN ONE PLAN

      Get insurance protection for death and total and permanent disability, as well as invest to grow your savings - all in one plan.

    • FLEXIBILITY IN PROTECTION AND SAVINGS
      FLEXIBILITY IN PROTECTION AND SAVINGS

      This plan gives you the freedom to increase or decrease your protection or savings levels, as your circumstances change.

    • ANNIVERSARY BONUS
      ANNIVERSARY BONUS

      We give you extra coverage for free when you stay longer with us. 

       

    • INVESTMENT-LINKED FUNDS TO MATCH YOUR NEEDS
      INVESTMENT-LINKED FUNDS TO MATCH YOUR NEEDS

      You can choose how your money is invested by changing funds whenever you want, at no cost.

    Insurance Lingo Explained

    What does investment-linked mean?

    It means the value of your policy will depend on the performance of the investment funds you choose.


    What does total and permanent disability mean?

    It means that because of a sickness or injury, a person is unable to ever work again.


    What does anniversary bonus mean?

    This means we will increase the amount you are covered for, without additional premium, for every year you stay with us.


    DO YOU WANT PROTECTION?

    For additional protection, you can select as many of the additional features below, whichever meets your needs.

    • A-Plus Health

      Medical Protection

      This option provides you with comprehensive medical protection up to age 100.

      Find out more
    • A-Plus MedCare

      Medical Protection

      Providing Personal Medical Case Management (PMCM) benefit with personalised, ongoing support throughout your medical journey.

      Find out more
    • A-Plus HospitalIncome Extra

      Medical Protection

      This option provides daily income when you are hospitalised, due to illness or injury.

      Find out more
    • A-Plus Beyond Critical Shield & A-Plus Beyond Early Critical Shield

      Critical Illness Protection

      This option provides coverage for up to 180 critical illness conditions to provide you with the financial support in times of need.

      Find out more
    • A-Plus CriticalCare

      Critical Illness Protection

      This option provides coverage on 45 critical illnesses to give you the financial support when needed.

      Find out more
    • A-Plus Early CriticalCare

      Critical Illness Protection

      This option covers critical illnesses right from the start.

      Find out more
    • A-Plus Multi CriticalCare

      Critical Illness Protection

      This option provides protection for up to 3 critical illnesses claims.

      Find out more
    • A-Plus GenNext

      Critical Illness Protection

      This option provides you with financial aid to ensure you are able to overcome the temporary challenges in life.

      Find out more
    • A-Plus Venus / A-Plus VenusExtra

      Critical Illness Protection

      These options provide additional protection for women's physical and emotional wellbeing.

      Find out more
    • A-Plus AccidentShield / A-Plus Total AccidentShield

      Accident Protection

      Boosts your coverage against accidents.

      Find out more
    • A-Plus Disability Cash

      Life Protection

      Provides you with a financial safety net if you are unable to work because of a disability.

      Find out more
    • A-Plus WaiverExtra

      Critical Illness Protection

      This option ensures continuous premium payment should you suffer from TPD or are diagnosed with any one of the covered critical illnesses

      Find out more
    + View more options
    - View less options

    Like what you've read? This is just a summary of our product. Please refer to the terms and conditions below. If you want more information, you can view our brochure or contact an AIA Life Planner. 


    CONNECT ME WITH AN AIA LIFE PLANNER

    FULL NAME
    Mobile Number
    Home/Work Phone Number
    Email Address
    AIA Customer?
    ID Number

    *Only applicable to AIA customers

    Preferred Location To Meet
    Preferred Day and Time

    To receive the information regarding promotions and offers from AIA Bhd., AIA General Berhad, AIA PUBLIC Takaful Bhd., AIA Pension and Asset Management Sdn. Bhd. and AIA Health Services Sdn. Bhd. (“AIA Malaysia”), please tick below:



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    Submitted Successfully

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    THE TERMS & CONDITIONS AT A GLANCE

    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • If the coverage term chosen is up to age 70, age 80 or 25 years term, your policy comes with an Automatic Extension of Coverage Term where the coverage term of the policy (except for A-Plus WaiverExtra rider, if any) will continue up to age 100 of the Insured for the basic plan and the maximum coverage age of any attaching riders PROVIDED there is sufficient account value to deduct for the policy charges and cost of insurance of any attaching riders. Regular premiums are not required during this extended coverage period and you may increase your account value by paying regular or ad-hoc top-ups. The insurance coverage provided under the basic plan and the attached riders will end when the account value has been fully utilised. You may notify the Company in advance to withdraw from the Automatic Extension of Coverage Term before the maturity of the policy. Please note that if you choose to withdraw from the Automatic Extension of Coverage Term, the basic plan and all the attaching riders including A-Plus Health and any Health Wallet amount (if applicable) shall expire together with the policy. Any application for the Automatic Extension of Coverage Term is not allowed after you have withdrawn from it.
    • Coverage for Total and Permanent Disability is up to 70 years.
    • The Anniversary Bonus increases the amount you are covered for by 1% each year at no additional cost, starting from the beginning of 2nd policy year until it reaches 120% of the amount you are covered for. The Anniversary Bonus will be given based on the policy year when the premium is last paid.
    • The cost of insurance is deducted from your account value depending on your attained age and it will increase as your age increases.
    • The Cost of Insurance for this plan is not guaranteed, you will need to pay additional premium if the Cost of Insurance is revised. The Company reserves the right to revise the Cost of Insurance by giving the policyholders 3 months' written notice.
    • You may switch your funds as you need, except for AIA Asian Debt Fund, AIA Asian Equity Fund and AIA International High Dividend Fund. The switching fee is currently free and AIA reserves the right to revise the switching fee by giving you 3 months prior written notice.
    • Your policy account value is not guaranteed and fluctuates based on the performance of AIA Investment-Linked Fund. The potential risks in investing in the funds are borne solely by you.
    • The premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
    • Please note that premiums paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
    • The information above is not exhaustive. It is recommended that you request for a copy of the Sales Illustration and Product Disclosure Sheet to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
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    1300-88-1899
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    1300-22-7771
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    1-800-88-8733
    What matters
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Roadside Assist
    1-800-88-8733
    www.aia.com.my/roadsideAssist

    Copyright © 2023 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad 201001040438 (924363-W) AIA Pension and Asset Management Sdn. Bhd. 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
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