Skip to main content
  • EN
  • BM
  • Search
  • AIA Malaysia
  • Our Products
    • Life Protection
    • Medical Protection
    • Critical Illness Protection
    • Savings & Investment
    • Accident Protection
    • Property Solutions
    • Motor Insurance
    • Online Products
    • AIA Vitality
    • Employee Benefits
    • Commercial Insurance
  • AIA Vitality
    • How It Works
    • REWARDS & BENEFITS
    • Member’s Testimonial
    • Join AIA Vitality
  • What Matters
    • Health & Wellness
    • Finance & Insurance
    • Video Gallery
    • Mental Wellbeing
    • Health Statistics
  • About AIA
    • About AIA Bhd.
    • About AIA Public Takaful Bhd
    • About AIA General Berhad
    • About AIA Pension & Asset Management
    • Career Opportunities
    • Community & Partnerships
    • Media Centre
    • Events & Promotions
    • Customer Charter
  • Help & Support
    • Contact Us
    • Locate Us
    • FAQ
    • Important Announcements
    • Form Library
    • How to Guides
  • My AIA
    • CUSTOMER LOGIN
    • CUSTOMER REGISTRATION
    • CORPORATE LOGIN
  • Investment-Linked Funds
AIA
  • Our Products

    Our Products

    Select from one of the categories on the right or click here for a recommendation based on your needs.

    Let us help you
    Investment-Linked Funds

    Get the latest updates on our funds and their performance.

    Click here to view AIA Investment Linked Funds Performance Report 2019

    For Individuals

    For Business

    • Life Protection

      Protect your loved ones’ future from life’s uncertainties.
    • Medical Protection

      Having reliable and innovative healthcare solutions in times of need.
    • Critical Illness Protection

      Protect against the financial burdens of critical illness.
    • Savings & Investment

      Make your money work harder for you – your dreams matter.
    • Accident Protection

      Be financially prepared for the unexpected.
    • Property Solutions

      Finance your dream property and ensure your household contents are well-protected.
    • Motor Insurance

      Get comprehensive protection for your motor vehicles.
    • Online Products

      Sign-up for our insurance and takaful plans online for immediate protection.
    • AIA Vitality

      AIA Vitality is the science-backed wellness programme that works with you and rewards you for the healthy choices you make. Find out more
    • Employee Benefits

      Secure your company's most important asset through our market-leading solutions.
    • Commercial Insurance

      Secure your business against mishaps and damages.
  • AIA Vitality

    AIA Vitality

    We support you in taking charge of your health.

    FIND OUT MORE
    • How It Works

      Discover how AIA Vitality motivates you to make healthy choices sustainably.
    • REWARDS & BENEFITS

      Find out what are the rewards and benefits that you can enjoy as an AIA Vitality member.
    • Member’s Testimonial

      Be inspired by the stories of our members 's journey with AIA Vitality
    • Join AIA Vitality

      Kickstart your journey towards better health today!
  • What Matters

    What Matters

    Guides and tips on the latest Health & Finance topics.

    VIEW ALL IN WHAT MATTERS
    • Health & Wellness

      Wholesome & healthy living starts today.
    • Finance & Insurance

      Discover our wide range of insurance and finance topics
    • Video Gallery

      Short videos on the latest Health & Finance topics.
    • Mental Wellbeing

      Start taking care of your mental health today.

    • Health Statistics

      Learn more about the current health statistic.
  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Read More
    • About AIA Bhd.

      Who we are, what we do, our vision and awards.

    • About AIA Public Takaful Bhd

      Who we are, what we do, our vision and awards.
    • About AIA General Berhad

      Who we are, what we do, our vision and awards.

    • About AIA Pension & Asset Management

      Who we are, what we do, our vision and awards.

    • Career Opportunities

      Interested to join our AIA family? Look for a role that suits you.

    • Community & Partnerships

      Giving back to the community is important to us.

    • Media Centre

      Financials, press releases and other info about AIA.
    • Events & Promotions

      Events & Promotions

    • Customer Charter

      Our Commitment to our Customers

  • Help & Support

    Help & Support

    We strive to assist you for all your inquries with high touch customer service.

    Contact AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now.

    • Locate Us

      Find us and our panel healthcare partners on Google Map
    • FAQ

      Have a question? You may find the answer here.

    • Important Announcements

      Useful information for our customers
    • Form Library

      Need a form? Check our form library.
    • How to Guides

      Learn how to perform self serve transaction online at My AIA Portal.

  • My AIA

    My AIA

    Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

    Download My AIA
    Download My AIA
    Download My AIA
    Download My AIA
    • individual
      CUSTOMER PORTAL

      Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

      Register Login

    • corporate
      CORPORATE PORTAL

      For HR personnel and Intermediaries to manage the company's employee benefits portfolio effectively.

      Login

  • Language Select
    • EN
    • BM
  • Search
  • Contact Us
    • Contact Us

      Open: Mon - Fri 8.30am to 4.30pm
    • AIA BHD.
    • AIA PUBLIC TAKAFUL BHD.
    • AIA General Berhad
    • AIA Auto Assist/AIA Roadside Assist

Life Protection
Prev | Next
Back to Top

  • {{title}}

    {{label}}
    • Takaful Vitality

    A-Life Joy-i

    Life Protection

    Coverage Period

    UP to 100 years old

    Entry Age

    Pre-natal: =< 35 weeks of gestation

    Post-natal: 14 DAYS - 15 YEARS OLD

    You can buy this via

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    Becoming a parent is one of the most joyful moments in your life. Having a child changes you forever, and we would like to provide you with the comfort and security that you need on your journey through parenthood.

    A-Life Joy-i is an investment-linked takaful plan that provides protection to your child, as well as investment opportunity, with as little as RM 150 per month. We offer you the flexibility of changing the level of your child's protection and savings from time to time, to meet your child's ever-changing needs.

    BUNDLE OF JOY

    Bundle of Joy is a unique feature that links A-Life Lady360-i and A-Life Joy-i to ensure the best protection for your baby.

    Please note that this is a family takaful product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trust.

    • Product Brochure Product Brochure
    • Share Share
    • Learn More About AIA Vitality Learn More About AIA Vitality

    WATCH THE PRODUCT BENEFITS EXPLAINED

    WHAT DOES IT PROVIDE?

    • Protect your child even when you are expecting
      Protect your child even when you are expecting

      You can participate in this plan for your child from as early as 14 weeks of pregnancy. If you are an A-Life Lady360-i customer, you can enjoy the privilege of securing coverage for your child even if you are under 14 weeks pregnant without any medical underwriting.

    • Enhance your child’s early years coverage
      Enhance your child’s early years coverage

      A-Plus BabyCare-i provides you with enhanced pregnancy care and child care benefits. This rider also covers child development disorders, specifically Autism Spectrum Disorder and Attention Deficit Hyperactivity Disorder – the first benefit of its kind in Malaysia

    • All-in-one Protection and Savings Plan for your child
      All-in-one Protection and Savings Plan for your child

      Get takaful protection for death and total and permanent disability, as well as invest to grow your savings -  all in one plan.

    • Enjoy twice the coverage with the AutoGrowth feature
      Enjoy twice the coverage with the AutoGrowth feature

      We will increase 100% of your child's coverage amount, capped at RM 100,000 when your child turns 18, without any medical underwriting.

    • Flexible Protection and Savings
      Flexible Protection and Savings

      Contributions are affordable from RM 150 per month. You have the flexibility to increase or decrease your child’s coverage. You can also  save more, withdraw, or switch between funds.

    • Education Savings via A-Plus ScholarSaver-i
      Education Savings via A-Plus ScholarSaver-i

      You can build an education savings fund for your child via A-Plus ScholarSaver-i. If you attach A-Plus PayorExtra-i to A-Life Joy-i, the contribution allocated into A-Plus ScholarSaver-i may

      be eligible to qualify for personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

    • SURPLUS
      SURPLUS

      If there is any excess from the Takaful risk fund at the end of every year, AIA PUBLIC will share it with the eligible Participants at 50:50 ratio. 

    Takaful Lingo Explained

    What does investment-linked mean?

    It means the value of your certificate will depend on the performance of the investment funds you choose.

    What does total & permanent disability mean?

    It means due to sickness or injury, a person is unable to ever work again. 

    What does autogrowth mean?

    This means we will increase 100% of the amount your child is covered for, capped at RM 100k, when your child turns 18, without any medical underwriting. 

    Do you want additional peace of mind?

    For additional peace of mind, you can select as many of the additional features below, whichever meets your needs.

    • A-Plus Med-i

      Medical Protection

      This option provides comprehensive medical coverage to keep you protected at all times.

      Find out more

    • A-Plus MedBooster-i

      Medical Protection

      This option complements A-Plus Med-i coverage to extend your medical safety net.

      Find out more

    • A-Plus BabyCare-i

      Medical Protection

      This option provides pregancy care and child care benefits.

      Find out more

    • A-Plus CriticalCare-i

      Critical Illness Protection

      This option provides coverage on 39 critical illnesses to give you the financial support when needed.

      Find out more

    • A-Plus Early CriticalCare-i

      Critical Illness Protection

      This option covers critical illnesses right from the start.

      Find out more

    • A-Plus Multi CriticalCare-i

      Critical Illness Protection

      This option provides protection for up to 3 critical illnesses claims.

      Find out more

    • A-Plus Junior CriticalCare-i

      Critical Illness Protection

      This option provides coverage on juvenile specific critical illnesses for low and high severity.

      Find out more

    • A-Plus DisabilityCash-i

      Disability Protection

      This option provides you with annual financial aid should you become disabled before you reach the age of 70.

      Find out more

    • A-Plus WaiverExtra-i &
      A-Plus PayorExtra-i

      Premium Waiver Protection

      These options ensure continuous contribution payment to your plan if an unfortunate event occurs.

      Find out more
    + View more options
    - View less options

    Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.

    THE TERMS & CONDITIONS AT A GLANCE
    THE TERMS & CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • This plan covers up to age 100, provided the certificate remains in force and the account value is sufficient to pay for the Tabarru' and other charges.
    • Coverage for Total Permanent Disability is up to age 70.
    • Under AutoGrowth, the increased amount shall subject to lower of initial coverage amount or current coverage amount, capped at RM 100,000 per certificate.
    • Your plan will continue to be in force within the first 5 certificate years, even if your account value is insufficient to cover the Tabarru' and other charges applicable for your certificate.
    • The Tabarru' is deducted from your account value depending on your attained age and it will increase as your age increases.
    • The Tabarru' for this plan is not guaranteed, you will need to pay additional contribution if the Tabarru' is revised. The Company reserves the right to revise the Tabarru' by giving the Participant 3 months’ written notice.
    • You may switch your funds as you need and no switching fee is imposed.
    • Your certificate account value is not guaranteed and fluctuates based on the performance of AIA Investment Fund. The potential risks in investing in the funds are borne solely by you.
    • The contributions paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
    • Please note that contributions paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
    • If there is any surplus arising from the takaful risk fund, the surplus will be shared with the eligible participants according to their Tabarru’ allocation.
    Contact Us
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Auto Assist/Roadside Assist
    1-800-88-8733
    CONTACT AIA
    AIA Bhd.
    1300-88-1899
    For overseas customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    Contact Address
    Customer Relations Unit Menara AIA, 99 Jalan Ampang 50450 Kuala Lumpur

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    AIA.com
    Learn more about AIA Group
    About Us
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    Careers
    Spurs@AIA
    Contact Address
    Menara AIA, 99 Jalan Ampang, 50450 Kuala Lumpur
    ABOUT US
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    Careers
    Spurs@AIA

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    AIA.com
    Learn more about AIA Group.
    Copyright ©️ 2021 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad. 201001040438 (924363-W) AIA Pension Asset Management Sdn. Bhd 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
    Terms of Use | Privacy Statement | Code of Conduct | Sitemap