Life Protection
Protect your loved ones’ future from life’s uncertainties.
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{{label}}Life Protection
Coverage Period
Entry Age
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Becoming a parent is one of the most joyful moments in your life. Having a child changes you forever, and we would like to provide you with the comfort and security that you need on your journey through parenthood.
A-Life Joy-i is an investment-linked takaful plan that provides protection to your child, as well as investment opportunity, with as little as RM 150 per month. We offer you the flexibility of changing the level of your child's protection and savings from time to time, to meet your child's ever-changing needs.
Bundle of Joy is a unique feature that links A-Life Lady360-i and A-Life Joy-i to ensure the best protection for your baby.
Please note that this is a family takaful product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trust.
You can participate in this plan for your child from as early as 14 weeks of pregnancy. If you are an A-Life Lady360-i customer, you can enjoy the privilege of securing coverage for your child even if you are under 14 weeks pregnant without any medical underwriting.
A-Plus BabyCare-i provides you with enhanced pregnancy care and child care benefits. This rider also covers child development disorders, specifically Autism Spectrum Disorder and Attention Deficit Hyperactivity Disorder – the first benefit of its kind in Malaysia
Get takaful protection for death and total and permanent disability, as well as invest to grow your savings - all in one plan.
We will increase 100% of your child's coverage amount, capped at RM 100,000 when your child turns 18, without any medical underwriting.
Contributions are affordable from RM 150 per month. You have the flexibility to increase or decrease your child’s coverage. You can also save more, withdraw, or switch between funds.
You can build an education savings fund for your child via A-Plus ScholarSaver-i. If you attach A-Plus PayorExtra-i to A-Life Joy-i, the contribution allocated into A-Plus ScholarSaver-i may
be eligible to qualify for personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
If there is any excess from the Takaful risk fund at the end of every year, AIA PUBLIC will share it with the eligible Participants at 50:50 ratio.
What does investment-linked mean?
It means the value of your certificate will depend on the performance of the investment funds you choose.
What does total & permanent disability mean?
It means due to sickness or injury, a person is unable to ever work again.
What does autogrowth mean?
This means we will increase 100% of the amount your child is covered for, capped at RM 100k, when your child turns 18, without any medical underwriting.
For additional peace of mind, you can select as many of the additional features below, whichever meets your needs.
Medical Protection
This option provides comprehensive medical coverage to keep you protected at all times.
Find out moreMedical Protection
This option complements A-Plus Med-i coverage to extend your medical safety net.
Find out moreCritical Illness Protection
This option provides coverage on 39 critical illnesses to give you the financial support when needed.
Find out moreCritical Illness Protection
This option covers critical illnesses right from the start.
Find out moreCritical Illness Protection
This option provides protection for up to 3 critical illnesses claims.
Find out moreCritical Illness Protection
This option provides coverage on juvenile specific critical illnesses for low and high severity.
Find out moreDisability Protection
This option provides you with annual financial aid should you become disabled before you reach the age of 70.
Find out morePremium Waiver Protection
These options ensure continuous contribution payment to your plan if an unfortunate event occurs.
Find out moreLike what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.