A-Life Joy-i

Protect your child even when you are expecting

You can participate in this plan for your child from as early as 14 weeks of pregnancy. If you are an A-Life Lady360-i customer, you can enjoy the privilege of securing coverage for your child even if you are under 14 weeks pregnant without any medical underwriting.

Enhance your child’s early years coverage

A-Plus BabyCare-i provides you with enhanced pregnancy care and child care benefits. This rider also covers child development disorders, specifically Autism Spectrum Disorder and Attention Deficit Hyperactivity Disorder – the first benefit of its kind in Malaysia

All-in-one Protection and Savings Plan for your child

Get takaful protection for death and total and permanent disability, as well as invest to grow your savings -  all in one plan.

Enjoy twice the coverage with the AutoGrowth feature

We will increase 100% of your child's coverage amount, capped at RM 100,000 when your child turns 18, without any medical underwriting.

Flexible Protection and Savings

Contributions are affordable from RM 150 per month. You have the flexibility to increase or decrease your child’s coverage. You can also  save more, withdraw, or switch between funds.

Education Savings via A-Plus ScholarSaver-i

You can build an education savings fund for your child via A-Plus ScholarSaver-i. If you attach A-Plus PayorExtra-i to A-Life Joy-i, the contribution allocated into A-Plus ScholarSaver-i may

be eligible to qualify for personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

SURPLUS

If there is any excess from the Takaful risk fund at the end of every year, AIA PUBLIC will share it with the eligible Participants at 50:50 ratio.