We will cover you for up to 3 critical illnesses even if they occur at different times in your life. You will receive 100% of the amount you are covered for each time so you don’t have to worry about how you will cope financially if you fall sick again.
Protect Yourself Against Cancer
You can make a claim for cancer twice and we will pay you 125% of the amount you are covered for this add-on policy each time.
Insurance Lingo Explained
What does critical illness mean?
Critical illness refers to life-threatening condition which is defined in your policy contract.
Like what you've read? This is just a summary of our product. If you want more information, you can view our brochure or contact an AIA Life Planner.
The plan covers 36 critical illnesses, claimable up to 3 events from different critical illness groupings, including 2 Cancer claims. Up to 100% of the amount that you are covered for is payable for each claim.
A 12 months waiting period is required between critical illness claims.
A 5-year waiting period is required between Cancer claims.
The cost of insurance is deducted depending on your attained age and it will increase as your age increases.
The cost of insurance for this plan is not guaranteed and AIA reserves the right to revise the cost of insurance by giving you 3 months written notice.
Goods and Services Tax will be chargeable at the prevailing rate on the cost of insurance for the plan, if attached to your policy.
You will have to serve a waiting period before you can make any claims under this plan. Different waiting period shall apply for different benefits.