- Overview
- Benefits
- Terms & Conditions
- Additional Protection
Benefits

AIA Vitality Benefit: Yearly Cash Bonus
Enjoy a Yearly Cash Bonus of up to 50% of your basic contribution paid when you participate in A- Life Cancer360-i and sign up as an AIA Vitality member.
Terms & Conditions
- This plan is underwritten by AIA PUBLIC Takaful Bhd. (AIA PUBLIC Takaful) and AIA PUBLIC Takaful is licensed under Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia
- This plan covers individuals up to age 80.
- Early Stage Cancer benefit and Recovery Reward can only be claimed once. After you have made a claim, AIA PUBLIC Takaful will reduce the sum covered of your cancer benefit by the same amount paid to you.
- Any reference to Cancer does not include Early Stage Cancer.
- All other benefits in this plan (with the exception of Extended Recovery Income) will end once the Cancer benefit payment is made.
- If you claim the Cancer benefit within 12 months of being diagnosed with Early Stage Cancer, AIA PUBLIC Takaful will pay you the sum covered after deducting payments for the Early Stage Cancer benefit and Recovery Reward.
- You will have to serve a waiting period before you can make any claims under this plan. Different waiting period shall apply for different benefits.
- The contribution rates of this plan is level and based on the age at issue date of the plan.
- The contributions for this plan are not guaranteed and AIA PUBLIC Takaful reserves the right to revise the contribution or Tabarru' by giving you 3 months' prior written notice.
- The contributions paid for this plan may qualify you for a personal tax relief , subject to the final decision of the Inland Revenue Board of Malaysia.
- Please note that contributions paid by business organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate.
- If there is any surplus arising from the takaful risk fund, the surplus will be shared with the eligible participants according to their Tabarru’ allocation.
- Yearly Cash Bonus is payable on every certificate anniversary provided that your AIA Vitality membership is active throughout the certificate years, terms and conditions apply.