Life Protection
Protect your loved ones’ future from life’s uncertainties.
AIA Student Accident Shield
Accident Protection
Coverage Period
1 YEAR - RENEWABLE ANNUALLY
Entry Age
2 - 21 YEARS OLD
School can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
School life is one of the most fulfilling experiences of your child's life. Let us help you provide your children the opportunity to enjoy the precious moments of this experience while protecting them if accidents occur.
AIA Student Accident Shield provides comprehensive personal accident coverage with 24 hours worldwide protection. It covers your child with accidental death and permanent disability protection, reimbursement for medical expenses, cash allowance for hospital admission, and education allowance if something unexpected happens to you.
WHAT DOES IT PROVIDE?
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SUPPORT THROUGH LIFE-CHANGING INCIDENTS
If your child is permanently disabled or passes away due to serious injury caused by an accident, this plan will pay a lump sum payment to help your family through the difficult times ahead.
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DOUBLE PROTECTION WHILE TRAVELLING IN PUBLIC TRANSPORTATION
Your family will receive double the coverage amount, if your child passes away due to accident while travelling to or from school using public transportation.
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DOUBLE PROTECTION IN SCHOOL PREMISES
Your family will receive double the coverage amount, if an accident occurs and your child passes away on school premises.
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MEDICAL PROTECTION
We will ensure that your child is well protected by reimbursing the medical and surgical expenses incurred due to an accident.
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HOSPITAL CASH ALLOWANCE
This plan provides daily cash allowance to cope with the daily expenses if your child is admitted to a hospital due to an accident.
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ALTERNATIVE TREATMENT
This plan also covers medical expenses for further treatment by an acupuncturist, bonesetter, chiropractor, osteopath or physiotherapist, arising from injuries suffered by your child following an accident.
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EDUCATION ALLOWANCE
This plan will pay a lump sum allowance for your child's education fund, in the event that you suffer total and permanent disability or pass away due to an accident.
Like what you've read so far? This is just the product summary. For more information on this product, please refer to the product leaflet and Product Disclosure Sheet or speak to an AIA Life Planner.
THE TERMS AND CONDITIONS AT A GLANCE
- This plan is available for full time students studying in Malaysia between the age of 2 to 21 years old. The parents are between 16 to 70 years old. The parent shall mean either biological father or mother in the case of the latter being the one giving birth to the child.
- After the first premium, a grace period of 31 days from the premium due date is allowed for payment of each premium. The policy will remain active during the grace period. If death occurs during the grace period, any unpaid balance of premiums due for the full policy year will be deducted from the proceeds payable under the policy.
- You must give us written notice of a claim within 30 days of the accident that causes injury. If death occurs, an immediate notice of claim must be given to us.