Life Protection
Protect your loved ones’ future from life’s uncertainties.
Flex PA
Accident Protection
Coverage Period
Up to 85 years old
Entry Age
16 - 75 Years Old
You can buy this via
AIA life planner
WHAT IS THIS PRODUCT ABOUT
No matter what age, how healthy or fit you are, a serious accident can change your life significantly. A personal accident plan provides valuable peace of mind by taking care of the financial implications should your circumstances change after an accident.
This plan gives you the flexiblity to add on optional benefits to strengthen your coverage based on your needs.
WHAT DOES IT PROVIDE?
-
SUPPORT THROUGH LIFE-CHANGING INCIDENTS
If you suffer a serious injury such as loss of limb or loss of use of your limbs, you will receive a lump sum payment to help you cope with the impact. Should you pass away due to the accident, your family will receive a lump sum payment to help them through the times ahead.
-
ANNIVERSARY BONUS
You can enjoy additional coverage of 10% every time you renew your policy, up to a maximum of 100%.
-
DOUBLE PROTECTION FOR ROAD TRAFFIC ACCIDENT
Your family will receive two times of the coverage amount, if you pass away due to a road traffic accident or if the accident occurs in a public conveyance such as bus, train or airplane.
-
GUARD AGAINST INFECTIOUS DISEASES
This plan covers the most number of infectious diseases as compared to similar plans in the market. Your family will receive a lump sum payment if you lose your life due to any of the covered infectious diseases.
-
MEDICAL PROTECTION WITH CASHLESS ADMISSION
This plan covers your medical and surgical expenses incurred due to an accident, infectious diseases or food poisioning. Cashless admission is available at any panel hospitals.
Insurance Lingo Explained
What does lump sum mean?
This is a single, large claim payment.
Do you want additional protection?
For additional protection, you can select as many of the additional features below to meet your needs.
-
Medical Enhancer
Accident Protection
This optional benefit provides you with additional medical and recovery protection.
Find out more -
Living Protector
Accident Protection
This optional benefit provides you with additional income protection.
Find out more
Like what you've read? This is just a summary of our product. If you want more information, please view our brochure and Product Disclosure Sheet, or speak to an AIA Life Planner.
THE TERMS AND CONDITIONS AT A GLANCE
- You must disclose details such as your occupation, personal interests or hobbies that could affect your risk profile and number of personal accident policies that you have with other insurance companies.
- After the first premium, a grace period of 31 days from the premium due date is allowed for payment of each premium. The policy will remain active during the grace period. If a loss occurs during the grace period, any unpaid balance of premiums due for the full policy year will be deducted from the proceeds payable under the policy.
- You must inform us in writing if you change your occupation. We will review your new occupation to see if it falls within the occupation categories covered under this plan.
- You must give us written notice of a claim within 30 days of the accident that caused your injury. If death occurs, an immediate notice of claim must be given to us.