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Accident Protection
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    • Flex PA

    Accident Protection

    Coverage Period

    Up to 85 years old

    Entry Age

    14 DAYS - 75 Years Old

    You can buy this via

    AIA life planner

    WHAT IS THIS PRODUCT ABOUT

    No matter what age, how healthy or fit you are, a serious accident can change your life significantly. A personal accident plan provides valuable peace of mind by taking care of the financial implications should your circumstances change after an accident.

    This plan gives you the flexiblity to add on optional benefits to strengthen your coverage based on your needs.

    • Product Brochure Product Brochure
    • Product Disclosure Sheet Product Disclosure Sheet
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    T&C

    WHAT DOES IT PROVIDE?

    • SUPPORT THROUGH LIFE-CHANGING INCIDENTS
      SUPPORT THROUGH LIFE-CHANGING INCIDENTS

      If you suffer a serious injury such as loss of limb or loss of use of your limbs, you will receive a lump sum payment to help you cope with the impact. Should you pass away due to the accident, your family will receive a lump sum payment to help them through the times ahead.

    • ANNIVERSARY BONUS
      ANNIVERSARY BONUS

      You can enjoy additional coverage of 10% every time you renew your policy, up to a maximum of 100%.

    • DOUBLE PROTECTION FOR ROAD TRAFFIC ACCIDENT
      DOUBLE PROTECTION FOR ROAD TRAFFIC ACCIDENT

      Your family will receive two times of the coverage amount, if you pass away due to a road traffic accident or if the accident occurs in a public conveyance such as bus, train or airplane. 

    • GUARD AGAINST INFECTIOUS DISEASES
      GUARD AGAINST INFECTIOUS DISEASES

      This plan covers the most number of infectious diseases as compared to similar plans in the market. Your family will receive a lump sum payment if you lose your life due to any of the covered infectious diseases.

    • MEDICAL PROTECTION WITH CASHLESS ADMISSION
      MEDICAL PROTECTION WITH CASHLESS ADMISSION

      This plan covers your medical and surgical expenses incurred due to an accident, infectious diseases or food poisioning. Cashless admission is available at any panel hospitals.

    Insurance Lingo Explained

    What does lump sum mean?

    This is a single, large claim payment.

    Do you want additional protection?

    For additional protection, you can select as many of the additional features below to meet your needs.

    • Medical Enhancer

      Accident Protection

      This optional benefit provides you with additional medical and recovery protection.

      Find out more

    • Living Protector

      Accident Protection

      This optional benefit provides you with additional income protection.

      Find out more

    • Crime Guard

      Accident Protection

      This optional benefit provides you with additional protection against personal crime.

      Find out more

    • Family Shield

      Accident Protection

      This optional benefit provides additional income for your family should anything unfortunate happen to you.

      Find out more

    • Child Plus

      Accident Protection

      This optional benefit ensures continuous protection for your little ones if you are no longer around to support them.

      Find out more

    Like what you've read? This is just a summary of our product. If you want more information, please view our brochure and Product Disclosure Sheet, or speak to an AIA Life Planner.

    CONNECT ME WITH AN AIA LIFE PLANNER

    FULL NAME
    Mobile Number
    Home/Work Phone Number
    Email Address
    AIA Customer?
    ID Number

    *Only applicable to AIA customers

    Preferred Location To Meet
    Preferred Day and Time

    To receive the information regarding promotions and offers from AIA Bhd., AIA General Berhad, AIA PUBLIC Takaful Bhd., AIA Pension and Asset Management Sdn. Bhd. and AIA Health Services Sdn. Bhd. (“AIA Malaysia”), please tick below:



    Thank You
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    THE TERMS AND CONDITIONS AT A GLANCE
    THE TERMS AND CONDITIONS AT A GLANCE
    - COLLAPSE + EXPAND
    • You must disclose details such as your occupation, personal interests or hobbies that could affect your risk profile and number of personal accident policies that you have with other insurance companies.
    • After the first premium, a grace period of 31 days from the premium due date is allowed for payment of each premium. The policy will remain active during the grace period. If a loss occurs during the grace period, any unpaid balance of premiums due for the full policy year will be deducted from the proceeds payable under the policy.
    • You must inform us in writing if you change your occupation. We will review your new occupation to see if it falls within the occupation categories covered under this plan.
    • You must give us written notice of a claim within 30 days of the accident that caused your injury. If death occurs, an immediate notice of claim must be given to us.

    SIMILAR PRODUCTS

    Twin PA

    Accident Protection

    Provides a cash payout if you are injured, become disabled or you pass away after an accident.

    A-Plus Accident Shield & A-Plus Total Accident Shield

    Accident Protection

    Boosts your coverage against accidents.
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
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    1300-88-8922
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    1300-22-7771
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    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
    Copyright © 2021 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad 201001040438 (924363-W) AIA Pension and Asset Management Sdn. Bhd. 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
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